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Lakeland vs Jacksonville for Rental Property Investing

Side-by-side comparison of Lakeland, FL and Jacksonville, FL — cap rates, rent, prices, and investment metrics.

Lakeland wins 5–1 across key metrics
Lakeland leads on cash flow (4.22% vs 3.76% cap rate)
Metric
Lakeland, FL
Jacksonville, FL
Est. Cap Rate
4.22%
3.76%
Median Home Price
$280,000
$310,000
Median Monthly Rent
$1,450
$1,480
1% Rule
0.52%
0.48%
GRM
16.1x
17.5x
Price / Income
6.0x
5.3x
Property Tax Rate
0.86%
0.86%
Vacancy Rate
5.3%
5.4%
Population Growth
2.1% / yr
1.7% / yr
Annual Appreciation
3.5%
3.6%
Population
118,754
985,843
Median Income
$46,500
$58,200

Lakeland vs Jacksonville: Which Is Better for Investors?

Cash flow: Lakeland has the edge with an estimated cap rate of 4.22% compared to Jacksonville's 3.76%. Neither city passes the 1% rule outright, so deal sourcing and value-add strategies become more important. Median home prices are $280,000 in Lakeland vs $310,000 in Jacksonville, while rents come in at $1,450/mo and $1,480/mo respectively.

Growth & appreciation: Lakeland is growing faster at 2.1% annually vs Jacksonville's 1.7%. Jacksonville leads on home value appreciation at 3.6% per year. Strong population growth typically translates to sustained rental demand and long-term price support.

Costs & risk: Property taxes are 0.86% in Lakeland vs 0.86% in Jacksonville. Vacancy rates of 5.3% and 5.4% are both healthy, suggesting strong tenant demand in both markets.

Bottom line: Lakeland edges out Jacksonville on most key metrics. While cap rates are moderate at 4.22%, Lakeland's overall profile is stronger. Use our free calculators to model specific deals in Lakeland or Jacksonville.

Lakeland, FL
4.22% cap rate · $280,000 median · $1,450/mo
Full analysis →
Jacksonville, FL
3.76% cap rate · $310,000 median · $1,480/mo
Full analysis →
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