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St. Louis vs Kansas City for Rental Property Investing

Side-by-side comparison of St. Louis, MO and Kansas City, MO — cap rates, rent, prices, and investment metrics.

St. Louis wins 4–3 across key metrics
St. Louis leads on cash flow (4.40% vs 3.96% cap rate) · Kansas City leads on population growth
Metric
St. Louis, MO
Kansas City, MO
Est. Cap Rate
4.40%
3.96%
Median Home Price
$205,000
$245,000
Median Monthly Rent
$1,180
$1,320
1% Rule
0.58%
0.54%
GRM
14.5x
15.5x
Price / Income
4.3x
4.2x
Property Tax Rate
1.24%
1.32%
Vacancy Rate
6.8%
5.9%
Population Growth
0.1% / yr
0.8% / yr
Annual Appreciation
2.2%
2.9%
Population
293,310
508,090
Median Income
$47,800
$57,900

St. Louis vs Kansas City: Which Is Better for Investors?

Cash flow: St. Louis has the edge with an estimated cap rate of 4.40% compared to Kansas City's 3.96%. Neither city passes the 1% rule outright, so deal sourcing and value-add strategies become more important. Median home prices are $205,000 in St. Louis vs $245,000 in Kansas City, while rents come in at $1,180/mo and $1,320/mo respectively.

Growth & appreciation: Kansas City is growing faster at 0.8% annually vs St. Louis's 0.1%. Kansas City leads on home value appreciation at 2.9% per year.

Costs & risk: Property taxes are 1.24% in St. Louis vs 1.32% in Kansas City. Vacancy rates of 6.8% and 5.9% are mixed — Kansas City has the tighter rental market.

Bottom line: St. Louis edges out Kansas City on most key metrics. While cap rates are moderate at 4.40%, St. Louis's overall profile is stronger. Use our free calculators to model specific deals in St. Louis or Kansas City.

St. Louis, MO
4.40% cap rate · $205,000 median · $1,180/mo
Full analysis →
Kansas City, MO
3.96% cap rate · $245,000 median · $1,320/mo
Full analysis →
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