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Bloomington vs Fishers for Rental Property Investing

Side-by-side comparison of Bloomington, IN and Fishers, IN — cap rates, rent, prices, and investment metrics.

Bloomington wins 4–3 across key metrics
Bloomington leads on cash flow (4.18% vs 3.59% cap rate) · Fishers leads on population growth
Metric
Bloomington, IN
Fishers, IN
Est. Cap Rate
4.18%
3.59%
Median Home Price
$235,000
$370,000
Median Monthly Rent
$1,200
$1,680
1% Rule
0.51%
0.45%
GRM
16.3x
18.4x
Price / Income
6.1x
3.6x
Property Tax Rate
0.83%
0.84%
Vacancy Rate
5.2%
4%
Population Growth
0.8% / yr
2.2% / yr
Annual Appreciation
2.6%
3.1%
Population
87,000
104,000
Median Income
$38,400
$104,000

Bloomington vs Fishers: Which Is Better for Investors?

Cash flow: Bloomington has the edge with an estimated cap rate of 4.18% compared to Fishers's 3.59%. Neither city passes the 1% rule outright, so deal sourcing and value-add strategies become more important. Median home prices are $235,000 in Bloomington vs $370,000 in Fishers, while rents come in at $1,200/mo and $1,680/mo respectively.

Growth & appreciation: Fishers is growing faster at 2.2% annually vs Bloomington's 0.8%. Fishers leads on home value appreciation at 3.1% per year. Strong population growth typically translates to sustained rental demand and long-term price support.

Costs & risk: Property taxes are 0.83% in Bloomington vs 0.84% in Fishers. Vacancy rates of 5.2% and 4% are both healthy, suggesting strong tenant demand in both markets.

Bottom line: Bloomington edges out Fishers on most key metrics. While cap rates are moderate at 4.18%, Bloomington's overall profile is stronger. Use our free calculators to model specific deals in Bloomington or Fishers.

Bloomington, IN
4.18% cap rate · $235,000 median · $1,200/mo
Full analysis →
Fishers, IN
3.59% cap rate · $370,000 median · $1,680/mo
Full analysis →
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