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Mansfield vs Mount Vernon for Rental Property Investing

Side-by-side comparison of Mansfield, OH and Mount Vernon, OH — cap rates, rent, prices, and investment metrics.

Mansfield wins 3–0 across key metrics
Mansfield leads on cash flow (2.86% vs 2.79% cap rate)
Metric
Mansfield, OH
Mount Vernon, OH
Est. Cap Rate
2.86%
2.79%
Median Home Price
$190,000
$275,000
Median Monthly Rent
$890
$1,270
1% Rule
0.47%
0.46%
GRM
17.8x
18.0x
Price / Income
4.0x
5.8x
Property Tax Rate
1.58%
1.58%
Vacancy Rate
6.7%
6.7%
Population Growth
0.2% / yr
0.2% / yr
Annual Appreciation
2.2%
2.2%
Population
50,000
50,000
Median Income
$47,711
$47,711

Mansfield vs Mount Vernon: Which Is Better for Investors?

Cash flow: Mansfield has the edge with an estimated cap rate of 2.86% compared to Mount Vernon's 2.79%. Neither city passes the 1% rule outright, so deal sourcing and value-add strategies become more important. Median home prices are $190,000 in Mansfield vs $275,000 in Mount Vernon, while rents come in at $890/mo and $1,270/mo respectively. For context, the national average cap rate is 3.81% and average price is $333K.

Growth & appreciation: Mansfield is growing faster at 0.2% annually vs Mount Vernon's 0.2%. Mansfield leads on home value appreciation at 2.2% per year.

Costs & risk: Property taxes are 1.58% in Mansfield vs 1.58% in Mount Vernon. Vacancy rates of 6.7% and 6.7% are mixed — Mount Vernon has the tighter rental market.

Entry point: Mansfield offers a lower entry at $190K vs Mount Vernon's $275K — a difference of $85K. With a 20% down payment, that's $38K vs $55K. Mansfield combines the lower price with a higher cap rate — a compelling combination.

Bottom line: Mansfield edges out Mount Vernon on most key metrics. While cap rates are moderate at 2.86%, Mansfield's overall profile is stronger. Use our free calculators to model specific deals in Mansfield or Mount Vernon.

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Mansfield, OH
2.86% cap rate · $190,000 median · $890/mo
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Mount Vernon, OH
2.79% cap rate · $275,000 median · $1,270/mo
Full analysis →

Frequently Asked Questions

Is Mansfield or Mount Vernon better for rental investing?
Mansfield wins 3–0 across our 7 key metrics (cap rate, 1% rule, GRM, taxes, vacancy, growth, appreciation). Mansfield's 2.86% cap rate and $190K median price offer both higher returns and a lower entry point.
What is the cap rate difference between Mansfield and Mount Vernon?
Mansfield has a 2.86% cap rate vs Mount Vernon's 2.79% — a difference of 0.07 percentage points. This is a relatively small difference — other factors like growth, taxes, and local market conditions may matter more. For context, the national average is 3.81%.
Which city has lower property taxes?
Mount Vernon has lower property taxes at 1.58% vs 1.58%. On a $233K property, that's a difference of approximately $1,343/year in tax expense — money that goes directly to (or from) your cash flow.
Which city is growing faster?
Mansfield is growing at 0.2% annually vs Mount Vernon's 0.2%. Both cities have slow growth — focus on the strongest neighborhoods. Mansfield's appreciation rate of 2.2% also leads on home value growth.

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