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Tampa vs Cape Coral for Rental Property Investing

Side-by-side comparison of Tampa, FL and Cape Coral, FL — cap rates, rent, prices, and investment metrics.

Tampa wins 4–3 across key metrics
Tampa leads on cash flow (3.75% vs 3.75% cap rate) · Cape Coral leads on population growth
Metric
Tampa, FL
Cape Coral, FL
Est. Cap Rate
3.75%
3.75%
Median Home Price
$365,000
$340,000
Median Monthly Rent
$1,720
$1,620
1% Rule
0.47%
0.48%
GRM
17.7x
17.5x
Price / Income
6.2x
5.8x
Property Tax Rate
0.83%
0.87%
Vacancy Rate
4.8%
5.2%
Population Growth
1.9% / yr
3.2% / yr
Annual Appreciation
4.2%
3.8%
Population
404,636
216,961
Median Income
$58,700
$58,400

Tampa vs Cape Coral: Which Is Better for Investors?

Cash flow: Tampa has the edge with an estimated cap rate of 3.75% compared to Cape Coral's 3.75%. Neither city passes the 1% rule outright, so deal sourcing and value-add strategies become more important. Median home prices are $365,000 in Tampa vs $340,000 in Cape Coral, while rents come in at $1,720/mo and $1,620/mo respectively.

Growth & appreciation: Cape Coral is growing faster at 3.2% annually vs Tampa's 1.9%. Tampa leads on home value appreciation at 4.2% per year. Strong population growth typically translates to sustained rental demand and long-term price support.

Costs & risk: Property taxes are 0.83% in Tampa vs 0.87% in Cape Coral. Vacancy rates of 4.8% and 5.2% are both healthy, suggesting strong tenant demand in both markets.

Bottom line: Tampa edges out Cape Coral on most key metrics. While cap rates are moderate at 3.75%, Tampa's overall profile is stronger. Use our free calculators to model specific deals in Tampa or Cape Coral.

Tampa, FL
3.75% cap rate · $365,000 median · $1,720/mo
Full analysis →
Cape Coral, FL
3.75% cap rate · $340,000 median · $1,620/mo
Full analysis →
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