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MarketsSouth DakotaAberdeenRental Property Investment Guide

Rental Property Investment Guide: Aberdeen, SD

Updated 2026 · Based on median market data for Aberdeen, SD

Cap Rate
2.76%
Median Price
$230K
Rent/Mo
$960
1% Rule
0.42%
Fails

Market Snapshot

Aberdeen sits in the Midwest with a population of 50,000 growing rapidly at 1.4% annually. The median home costs $230,000 while rents average $960/mo, producing an estimated cap rate of 2.76%. Cash flow investing here requires creative strategies like BRRRR or value-add approaches.

Who Should Invest Here

Aberdeen works best for experienced investors with a clear strategy — Section 8, student housing, or deep value-add rehabs. The 2.76% cap rate at median prices is tight, so success depends on buying below market, forcing appreciation through renovation, or accessing above-market rent streams through niche tenant bases.

Deal Criteria for Aberdeen

Target properties priced 15-25% below the $230,000 median — around $184,000 or less. At this price point with $960/mo rents, your cap rate improves to roughly 4.0%. Factor in 1.2% property taxes ($2,760/yr), budget 5% of gross rent for maintenance, and underwrite to a 4.9% vacancy rate. On a 20% down conventional loan at 7%, monthly PITI will run approximately $1,554.

Risks and Considerations

Every deal should be evaluated individually using our calculator tools. Median data provides a starting point; actual returns depend on the specific property, financing, and your management approach.

Next Steps

Run the numbers on a specific Aberdeen property using our cap rate calculator (pre-filled with Aberdeen data). Compare Aberdeen against similar markets in the Midwest region. If you're considering a value-add approach, try our BRRRR calculator to model a rehab scenario.

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How Aberdeen Compares

Aberdeen vs South Dakota state average and national average across key investment metrics. Aberdeen's cap rate is below both benchmarks — deal sourcing is critical here.

Metric
Aberdeen
South Dakota Avg
National Avg
Cap Rate
2.76%
2.24%
3.81%
Median Price
$230K
$300K
$333K
Median Rent
$960
$1,106
$1,524
Property Tax
1.2%
1.2%
1.08%
Vacancy
4.9%
4.9%
5.6%
Pop. Growth
1.4%/yr
1.4%/yr
0.9%/yr

Nearby Midwest Markets

City
Cap Rate
Price
Rent
Tax
Aberdeen, SD
2.8%
$230K
$960
1.2%
Akron, OH
3.6%
$230K
$1,240
1.58%
Adrian, MI
3.2%
$230K
$1,120
1.46%
Findlay, OH
3.8%
$230K
$1,260
1.58%
Sandusky, OH
4.9%
$230K
$1,490
1.58%

Frequently Asked Questions

Is Aberdeen, SD a good place to invest in rental property?
Aberdeen has an estimated cap rate of 2.76%, which is below the national average of 3.81%. With median home prices at $230K and rents of $960/mo, pure cash flow investing in Aberdeen is challenging at median prices, but value-add strategies can work. Population growth of 1.4% and 4.9% vacancy rate indicate healthy tenant demand.
What is the average cap rate in Aberdeen?
The estimated cap rate for Aberdeen is 2.76%, based on median home prices of $230K, median rents of $960/mo, a 1.2% property tax rate, and 4.9% vacancy. This compares to a 2.24% average across South Dakota and 3.81% nationally. Cap rates for individual properties will vary based on purchase price, actual rents, and property condition.
How much does a rental property cost in Aberdeen?
The median home price in Aberdeen is $230,000, which is 31% below the national average of $333,419. A 20% down payment would be approximately $46,000. Investment properties in Aberdeen range significantly — targeting properties 15-25% below median can improve your cap rate substantially.
What are Aberdeen property taxes for investors?
Aberdeen's effective property tax rate is 1.2%, which is above the South Dakota average of 1.2% and above the national average of 1.08%. On a $230K property, annual taxes are approximately $2,760 ($230/mo). Property taxes are moderate and manageable.
Full Aberdeen Analysis →Cap Rate CalculatorBRRRR Calculator

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More Aberdeen Guides

Rent AnalysisProperty Tax GuideCost of Living & AffordabilityAppreciation & Growth ForecastNeighborhood Investment Guide

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