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Greenville vs Lima for Rental Property Investing

Side-by-side comparison of Greenville, OH and Lima, OH — cap rates, rent, prices, and investment metrics.

Lima wins 3–0 across key metrics
Lima leads on cash flow (4.90% vs 1.33% cap rate) · Greenville leads on population growth
Metric
Greenville, OH
Lima, OH
Est. Cap Rate
1.33%
4.90%
Median Home Price
$205,000
$180,000
Median Monthly Rent
$680
$1,170
1% Rule
0.33%
0.65%
GRM
25.1x
12.8x
Price / Income
4.3x
3.8x
Property Tax Rate
1.58%
1.58%
Vacancy Rate
6.7%
6.7%
Population Growth
0.2% / yr
0.2% / yr
Annual Appreciation
2.2%
2.2%
Population
50,000
50,000
Median Income
$47,711
$47,711

Greenville vs Lima: Which Is Better for Investors?

Cash flow: Lima has the edge with an estimated cap rate of 4.90% compared to Greenville's 1.33%. Neither city passes the 1% rule outright, so deal sourcing and value-add strategies become more important. Median home prices are $205,000 in Greenville vs $180,000 in Lima, while rents come in at $680/mo and $1,170/mo respectively. For context, the national average cap rate is 3.81% and average price is $333K.

Growth & appreciation: Greenville is growing faster at 0.2% annually vs Lima's 0.2%. Greenville leads on home value appreciation at 2.2% per year.

Costs & risk: Property taxes are 1.58% in Greenville vs 1.58% in Lima. Vacancy rates of 6.7% and 6.7% are mixed — Lima has the tighter rental market.

Entry point: Lima offers a lower entry at $180K vs Greenville's $205K — a difference of $25K. With a 20% down payment, that's $36K vs $41K. Lima combines the lower price with a higher cap rate — a compelling combination.

Bottom line: Lima edges out Greenville on most key metrics. While cap rates are moderate at 4.90%, Lima's overall profile is stronger. Use our free calculators to model specific deals in Greenville or Lima.

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Greenville, OH
1.33% cap rate · $205,000 median · $680/mo
Full analysis →
Lima, OH
4.90% cap rate · $180,000 median · $1,170/mo
Full analysis →

Frequently Asked Questions

Is Greenville or Lima better for rental investing?
Lima wins 3–0 across our 7 key metrics. Lima's 4.90% cap rate and $180K median price give it the edge overall.
What is the cap rate difference between Greenville and Lima?
Greenville has a 1.33% cap rate vs Lima's 4.90% — a difference of 3.56 percentage points. This is a significant gap that meaningfully impacts cash flow. For context, the national average is 3.81%.
Which city has lower property taxes?
Lima has lower property taxes at 1.58% vs 1.58%. On a $193K property, that's a difference of approximately $395/year in tax expense — money that goes directly to (or from) your cash flow.
Which city is growing faster?
Greenville is growing at 0.2% annually vs Lima's 0.2%. Both cities have slow growth — focus on the strongest neighborhoods. Greenville's appreciation rate of 2.2% also leads on home value growth.

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