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McComb vs Oxford for Rental Property Investing

Side-by-side comparison of McComb, MS and Oxford, MS — cap rates, rent, prices, and investment metrics.

McComb wins 3–0 across key metrics
McComb leads on cash flow (7.43% vs 5.15% cap rate)
Metric
McComb, MS
Oxford, MS
Est. Cap Rate
7.43%
5.15%
Median Home Price
$105,000
$395,000
Median Monthly Rent
$840
$2,350
1% Rule
0.80%
0.59%
GRM
10.4x
14.0x
Price / Income
2.7x
10.0x
Property Tax Rate
0.66%
0.66%
Vacancy Rate
7.4%
7.4%
Population Growth
0.2% / yr
0.2% / yr
Annual Appreciation
1.8%
1.8%
Population
50,000
50,000
Median Income
$39,333
$39,333

McComb vs Oxford: Which Is Better for Investors?

Cash flow: McComb has the edge with an estimated cap rate of 7.43% compared to Oxford's 5.15%. Neither city passes the 1% rule outright, so deal sourcing and value-add strategies become more important. Median home prices are $105,000 in McComb vs $395,000 in Oxford, while rents come in at $840/mo and $2,350/mo respectively. For context, the national average cap rate is 3.81% and average price is $333K.

Growth & appreciation: McComb is growing faster at 0.2% annually vs Oxford's 0.2%. McComb leads on home value appreciation at 1.8% per year.

Costs & risk: Property taxes are 0.66% in McComb vs 0.66% in Oxford. Vacancy rates of 7.4% and 7.4% are both elevated, warranting conservative cash flow projections.

Entry point: McComb offers a lower entry at $105K vs Oxford's $395K — a difference of $290K. With a 20% down payment, that's $21K vs $79K. McComb combines the lower price with a higher cap rate — a compelling combination.

Bottom line: McComb edges out Oxford on most key metrics. With a 7.43% cap rate, it offers solid cash flow potential. Use our free calculators to model specific deals in McComb or Oxford.

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McComb, MS
7.43% cap rate · $105,000 median · $840/mo
Full analysis →
Oxford, MS
5.15% cap rate · $395,000 median · $2,350/mo
Full analysis →

Frequently Asked Questions

Is McComb or Oxford better for rental investing?
McComb wins 3–0 across our 7 key metrics (cap rate, 1% rule, GRM, taxes, vacancy, growth, appreciation). McComb's 7.43% cap rate and $105K median price offer both higher returns and a lower entry point.
What is the cap rate difference between McComb and Oxford?
McComb has a 7.43% cap rate vs Oxford's 5.15% — a difference of 2.28 percentage points. This is a significant gap that meaningfully impacts cash flow. For context, the national average is 3.81%.
Which city has lower property taxes?
Oxford has lower property taxes at 0.66% vs 0.66%. On a $250K property, that's a difference of approximately $1,914/year in tax expense — money that goes directly to (or from) your cash flow.
Which city is growing faster?
McComb is growing at 0.2% annually vs Oxford's 0.2%. Both cities have slow growth — focus on the strongest neighborhoods. McComb's appreciation rate of 1.8% also leads on home value growth.

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