%
CapRateCity
Free cap rate calculators for every US market

7% – 8% Cap Rate Cities

Cities with cap rates between 7-8% — excellent returns with slightly more market stability than the highest-yield tier. We track 16 cities in this range.

Above 8%7% – 8%6% – 7%5% – 6%4% – 5%3% – 4%Below 3%
7.4%
Avg Cap Rate
$156K
Avg Price
$1,263/mo
Avg Rent
16
Cities

Understanding 7% – 8% Cap Rate Markets

Cities in the 7% – 8% cap rate range represent some of the strongest cash flow markets in America. The 16 cities in this tier have an average home price of $156K and average rents of $1,263/mo. Prices are 53% below the national average — lower entry points mean less capital at risk and higher potential yields.

The top performer in this tier is Enterprise, AL with a 7.9% cap rate at $175K. The most affordable entry is Danville, IL at $95K. For growth, Big Spring, TX leads with 1.8% annual population growth.

Property taxes average 1.01% in this tier, below the 1.08% national average — a cash flow advantage. Vacancy rates average 6.1%, and population growth averages 0.86% annually. Positive growth supports sustained rental demand and long-term appreciation.

Markets in the 7% – 8% range offer compelling cash flow, but higher yields often correlate with slower growth or higher risk. The best approach is to cross-reference cap rate with population growth, vacancy, and local economic drivers.

Sponsored · Want to analyze a specific property? DealCheck imports real listing data and runs the full analysis for you.
Try Free →

How This Tier Compares

Tier
Cities
Avg Cap Rate
Avg Price
7% – 8% (this tier)
16
7.4%
$156K
Above 8%
5
8.6%
$135K
6% – 7%
42
6.5%
$171K
5% – 6%
85
5.5%
$208K

All 16 Cities (7% – 8%)

1
Enterprise, AL7.9% cap rate
$175K median$1,420/mo rent0.42% tax0.8% growth
2
Vidalia, GA7.8% cap rate
$165K median$1,400/mo rent0.93% tax0.9% growth
3
Decatur, IL7.7% cap rate
$120K median$1,120/mo rent2.06% tax0.2% growth
4
Lumberton, NC7.6% cap rate
$130K median$1,050/mo rent0.78% tax1.5% growth
5
McComb, MS7.4% cap rate
$105K median$840/mo rent0.66% tax0.2% growth
6
Enid, OK7.4% cap rate
$140K median$1,120/mo rent0.88% tax0.9% growth
7
Clovis, NM7.3% cap rate
$160K median$1,250/mo rent0.77% tax0.8% growth
8
Fort Polk South, LA7.3% cap rate
$160K median$1,230/mo rent0.54% tax0.3% growth
9
Big Spring, TX7.2% cap rate
$140K median$1,210/mo rent1.72% tax1.8% growth
10
Danville, IL7.2% cap rate
$95K median$850/mo rent2.06% tax0.2% growth
11
Abilene, TX7.2% cap rate
$205K median$1,770/mo rent1.72% tax1.8% growth
12
Muskogee, OK7.2% cap rate
$155K median$1,220/mo rent0.88% tax0.9% growth
13
Goldsboro, NC7.2% cap rate
$180K median$1,390/mo rent0.78% tax1.5% growth
14
Houma, LA7.1% cap rate
$175K median$1,320/mo rent0.54% tax0.3% growth
15
Thomasville, GA7.1% cap rate
$220K median$1,720/mo rent0.93% tax0.9% growth
16
Talladega, AL7.1% cap rate
$175K median$1,290/mo rent0.42% tax0.8% growth

By Region

South (13)
Midwest (2)
West (1)

7% – 8% Cities by State

Alabama (2)Georgia (2)Illinois (2)North Carolina (2)Oklahoma (2)Louisiana (2)Texas (2)Mississippi (1)New Mexico (1)

Frequently Asked Questions

What does a 7% – 8% cap rate mean?
A cap rate 7% – 8% means the property generates strong income relative to its price — for every $100,000 invested, you earn roughly $7,000-$8,000 per year in net operating income before financing.
Are 7% – 8% cap rate cities a good investment?
Yes — cities in the 7% – 8% range are among the strongest for cash flow investors. The 16 cities here average $156K in home prices and $1,263/mo in rent. Higher yields may come with lower growth or higher risk, so evaluate each city's fundamentals individually.
How many US cities have 7% – 8% cap rates?
CapRateCity tracks 16 US cities with cap rates in the 7% – 8% range. The South has the most cities in this tier (13), followed by the Midwest (2). Alabama leads with 2 cities.
What is a good cap rate for rental property?
It depends on your strategy. Above 6% is generally considered strong for cash flow. 4-6% is moderate and workable with good financing. Below 4% is challenging for cash flow but may offer superior appreciation. The national average across 300+ cities we track is 3.81%. The "best" cap rate balances yield with market quality, growth, and risk.

Related Rankings

The CapRateCity Report
Weekly market analysis: highest cap rate cities, emerging markets, and deal breakdowns. Free, no spam.