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North Vernon vs Plymouth for Rental Property Investing

Side-by-side comparison of North Vernon, IN and Plymouth, IN — cap rates, rent, prices, and investment metrics.

North Vernon wins 3–0 across key metrics
North Vernon leads on cash flow (3.26% vs 3.21% cap rate)
Metric
North Vernon, IN
Plymouth, IN
Est. Cap Rate
3.26%
3.21%
Median Home Price
$220,000
$250,000
Median Monthly Rent
$950
$1,070
1% Rule
0.43%
0.43%
GRM
19.3x
19.5x
Price / Income
3.6x
4.1x
Property Tax Rate
0.84%
0.84%
Vacancy Rate
5.5%
5.5%
Population Growth
0.9% / yr
0.9% / yr
Annual Appreciation
2.6%
2.6%
Population
50,000
50,000
Median Income
$60,888
$60,888

North Vernon vs Plymouth: Which Is Better for Investors?

Cash flow: North Vernon has the edge with an estimated cap rate of 3.26% compared to Plymouth's 3.21%. Neither city passes the 1% rule outright, so deal sourcing and value-add strategies become more important. Median home prices are $220,000 in North Vernon vs $250,000 in Plymouth, while rents come in at $950/mo and $1,070/mo respectively. For context, the national average cap rate is 3.81% and average price is $333K.

Growth & appreciation: North Vernon is growing faster at 0.9% annually vs Plymouth's 0.9%. North Vernon leads on home value appreciation at 2.6% per year.

Costs & risk: Property taxes are 0.84% in North Vernon vs 0.84% in Plymouth. Vacancy rates of 5.5% and 5.5% are both healthy, suggesting strong tenant demand in both markets.

Entry point: North Vernon offers a lower entry at $220K vs Plymouth's $250K — a difference of $30K. With a 20% down payment, that's $44K vs $50K. North Vernon combines the lower price with a higher cap rate — a compelling combination.

Bottom line: North Vernon edges out Plymouth on most key metrics. While cap rates are moderate at 3.26%, North Vernon's overall profile is stronger. Use our free calculators to model specific deals in North Vernon or Plymouth.

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North Vernon, IN
3.26% cap rate · $220,000 median · $950/mo
Full analysis →
Plymouth, IN
3.21% cap rate · $250,000 median · $1,070/mo
Full analysis →

Frequently Asked Questions

Is North Vernon or Plymouth better for rental investing?
North Vernon wins 3–0 across our 7 key metrics (cap rate, 1% rule, GRM, taxes, vacancy, growth, appreciation). North Vernon's 3.26% cap rate and $220K median price offer both higher returns and a lower entry point.
What is the cap rate difference between North Vernon and Plymouth?
North Vernon has a 3.26% cap rate vs Plymouth's 3.21% — a difference of 0.04 percentage points. This is a relatively small difference — other factors like growth, taxes, and local market conditions may matter more. For context, the national average is 3.81%.
Which city has lower property taxes?
Plymouth has lower property taxes at 0.84% vs 0.84%. On a $235K property, that's a difference of approximately $252/year in tax expense — money that goes directly to (or from) your cash flow.
Which city is growing faster?
North Vernon is growing at 0.9% annually vs Plymouth's 0.9%. Moderate growth provides stable demand. North Vernon's appreciation rate of 2.6% also leads on home value growth.

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