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Seymour vs Terre Haute for Rental Property Investing

Side-by-side comparison of Seymour, IN and Terre Haute, IN — cap rates, rent, prices, and investment metrics.

Terre Haute wins 3–0 across key metrics
Terre Haute leads on cash flow (5.23% vs 4.41% cap rate) · Seymour leads on population growth
Metric
Seymour, IN
Terre Haute, IN
Est. Cap Rate
4.41%
5.23%
Median Home Price
$225,000
$160,000
Median Monthly Rent
$1,200
$970
1% Rule
0.53%
0.61%
GRM
15.6x
13.7x
Price / Income
3.7x
2.6x
Property Tax Rate
0.84%
0.84%
Vacancy Rate
5.5%
5.5%
Population Growth
0.9% / yr
0.9% / yr
Annual Appreciation
2.6%
2.6%
Population
50,000
50,000
Median Income
$60,888
$60,888

Seymour vs Terre Haute: Which Is Better for Investors?

Cash flow: Terre Haute has the edge with an estimated cap rate of 5.23% compared to Seymour's 4.41%. Neither city passes the 1% rule outright, so deal sourcing and value-add strategies become more important. Median home prices are $225,000 in Seymour vs $160,000 in Terre Haute, while rents come in at $1,200/mo and $970/mo respectively. For context, the national average cap rate is 3.81% and average price is $333K.

Growth & appreciation: Seymour is growing faster at 0.9% annually vs Terre Haute's 0.9%. Seymour leads on home value appreciation at 2.6% per year.

Costs & risk: Property taxes are 0.84% in Seymour vs 0.84% in Terre Haute. Vacancy rates of 5.5% and 5.5% are both healthy, suggesting strong tenant demand in both markets.

Entry point: Terre Haute offers a lower entry at $160K vs Seymour's $225K — a difference of $65K. With a 20% down payment, that's $32K vs $45K. Terre Haute combines the lower price with a higher cap rate — a compelling combination.

Bottom line: Terre Haute edges out Seymour on most key metrics. With a 5.23% cap rate, it offers solid cash flow potential. Use our free calculators to model specific deals in Seymour or Terre Haute.

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Seymour, IN
4.41% cap rate · $225,000 median · $1,200/mo
Full analysis →
Terre Haute, IN
5.23% cap rate · $160,000 median · $970/mo
Full analysis →

Frequently Asked Questions

Is Seymour or Terre Haute better for rental investing?
Terre Haute wins 3–0 across our 7 key metrics. Terre Haute's 5.23% cap rate and $160K median price give it the edge overall.
What is the cap rate difference between Seymour and Terre Haute?
Seymour has a 4.41% cap rate vs Terre Haute's 5.23% — a difference of 0.83 percentage points. This is a relatively small difference — other factors like growth, taxes, and local market conditions may matter more. For context, the national average is 3.81%.
Which city has lower property taxes?
Terre Haute has lower property taxes at 0.84% vs 0.84%. On a $193K property, that's a difference of approximately $546/year in tax expense — money that goes directly to (or from) your cash flow.
Which city is growing faster?
Seymour is growing at 0.9% annually vs Terre Haute's 0.9%. Moderate growth provides stable demand. Seymour's appreciation rate of 2.6% also leads on home value growth.

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