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Sidney vs Springfield for Rental Property Investing

Side-by-side comparison of Sidney, OH and Springfield, OH — cap rates, rent, prices, and investment metrics.

Springfield wins 3–0 across key metrics
Springfield leads on cash flow (4.05% vs 3.77% cap rate) · Sidney leads on population growth
Metric
Sidney, OH
Springfield, OH
Est. Cap Rate
3.77%
4.05%
Median Home Price
$235,000
$195,000
Median Monthly Rent
$1,290
$1,120
1% Rule
0.55%
0.57%
GRM
15.2x
14.5x
Price / Income
4.9x
4.1x
Property Tax Rate
1.58%
1.58%
Vacancy Rate
6.7%
6.7%
Population Growth
0.2% / yr
0.2% / yr
Annual Appreciation
2.2%
2.2%
Population
50,000
50,000
Median Income
$47,711
$47,711

Sidney vs Springfield: Which Is Better for Investors?

Cash flow: Springfield has the edge with an estimated cap rate of 4.05% compared to Sidney's 3.77%. Neither city passes the 1% rule outright, so deal sourcing and value-add strategies become more important. Median home prices are $235,000 in Sidney vs $195,000 in Springfield, while rents come in at $1,290/mo and $1,120/mo respectively. For context, the national average cap rate is 3.81% and average price is $333K.

Growth & appreciation: Sidney is growing faster at 0.2% annually vs Springfield's 0.2%. Sidney leads on home value appreciation at 2.2% per year.

Costs & risk: Property taxes are 1.58% in Sidney vs 1.58% in Springfield. Vacancy rates of 6.7% and 6.7% are mixed — Springfield has the tighter rental market.

Entry point: Springfield offers a lower entry at $195K vs Sidney's $235K — a difference of $40K. With a 20% down payment, that's $39K vs $47K. Springfield combines the lower price with a higher cap rate — a compelling combination.

Bottom line: Springfield edges out Sidney on most key metrics. While cap rates are moderate at 4.05%, Springfield's overall profile is stronger. Use our free calculators to model specific deals in Sidney or Springfield.

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Sidney, OH
3.77% cap rate · $235,000 median · $1,290/mo
Full analysis →
Springfield, OH
4.05% cap rate · $195,000 median · $1,120/mo
Full analysis →

Frequently Asked Questions

Is Sidney or Springfield better for rental investing?
Springfield wins 3–0 across our 7 key metrics. Springfield's 4.05% cap rate and $195K median price give it the edge overall.
What is the cap rate difference between Sidney and Springfield?
Sidney has a 3.77% cap rate vs Springfield's 4.05% — a difference of 0.28 percentage points. This is a relatively small difference — other factors like growth, taxes, and local market conditions may matter more. For context, the national average is 3.81%.
Which city has lower property taxes?
Springfield has lower property taxes at 1.58% vs 1.58%. On a $215K property, that's a difference of approximately $632/year in tax expense — money that goes directly to (or from) your cash flow.
Which city is growing faster?
Sidney is growing at 0.2% annually vs Springfield's 0.2%. Both cities have slow growth — focus on the strongest neighborhoods. Sidney's appreciation rate of 2.2% also leads on home value growth.

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