%
CapRateCity
Free cap rate calculators for every US market
← All comparisons

Toledo vs Cleveland for Rental Property Investing

Side-by-side comparison of Toledo, OH and Cleveland, OH — cap rates, rent, prices, and investment metrics.

Cleveland wins 4–3 across key metrics
Toledo leads on cash flow (5.11% vs 4.57% cap rate) · Cleveland leads on population growth
Metric
Toledo, OH
Cleveland, OH
Est. Cap Rate
5.11%
4.57%
Median Home Price
$135,000
$175,000
Median Monthly Rent
$920
$1,100
1% Rule
0.68%
0.63%
GRM
12.2x
13.3x
Price / Income
3.5x
5.0x
Property Tax Rate
1.65%
1.63%
Vacancy Rate
7.5%
7.2%
Population Growth
-0.3% / yr
-0.1% / yr
Annual Appreciation
1.8%
2%
Population
268,508
372,624
Median Income
$38,600
$35,200

Toledo vs Cleveland: Which Is Better for Investors?

Cash flow: Toledo has the edge with an estimated cap rate of 5.11% compared to Cleveland's 4.57%. Neither city passes the 1% rule outright, so deal sourcing and value-add strategies become more important. Median home prices are $135,000 in Toledo vs $175,000 in Cleveland, while rents come in at $920/mo and $1,100/mo respectively.

Growth & appreciation: Cleveland is growing faster at -0.1% annually, while Toledo is losing population. Cleveland leads on home value appreciation at 2% per year.

Costs & risk: Property taxes are 1.65% in Toledo vs 1.63% in Cleveland. Vacancy rates of 7.5% and 7.2% are both elevated, warranting conservative cash flow projections.

Bottom line: Cleveland edges out Toledo on most key metrics. While cap rates are moderate at 4.57%, Cleveland's overall profile is stronger. Use our free calculators to model specific deals in Toledo or Cleveland.

Toledo, OH
5.11% cap rate · $135,000 median · $920/mo
Full analysis →
Cleveland, OH
4.57% cap rate · $175,000 median · $1,100/mo
Full analysis →
The CapRateCity Report
Weekly market analysis: highest cap rate cities, emerging markets, and deal breakdowns. Free, no spam.