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Cleveland vs Cincinnati for Rental Property Investing

Side-by-side comparison of Cleveland, OH and Cincinnati, OH — cap rates, rent, prices, and investment metrics.

Cincinnati wins 4–3 across key metrics
Cleveland leads on cash flow (4.02% vs 3.48% cap rate) · Cincinnati leads on population growth
Metric
Cleveland, OH
Cincinnati, OH
Est. Cap Rate
4.02%
3.48%
Median Home Price
$240,000
$300,000
Median Monthly Rent
$1,390
$1,540
1% Rule
0.58%
0.51%
GRM
14.4x
16.2x
Price / Income
6.8x
6.7x
Property Tax Rate
1.63%
1.52%
Vacancy Rate
7.2%
5.8%
Population Growth
-0.1% / yr
0.4% / yr
Annual Appreciation
2%
2.8%
Population
372,624
311,097
Median Income
$35,200
$44,800

Cleveland vs Cincinnati: Which Is Better for Investors?

Cash flow: Cleveland has the edge with an estimated cap rate of 4.02% compared to Cincinnati's 3.48%. Neither city passes the 1% rule outright, so deal sourcing and value-add strategies become more important. Median home prices are $240,000 in Cleveland vs $300,000 in Cincinnati, while rents come in at $1,390/mo and $1,540/mo respectively. For context, the national average cap rate is 3.81% and average price is $333K.

Growth & appreciation: Cincinnati is growing faster at 0.4% annually, while Cleveland is losing population. Cincinnati leads on home value appreciation at 2.8% per year.

Costs & risk: Property taxes are 1.63% in Cleveland vs 1.52% in Cincinnati. Vacancy rates of 7.2% and 5.8% are mixed — Cincinnati has the tighter rental market.

Entry point: Cleveland offers a lower entry at $240K vs Cincinnati's $300K — a difference of $60K. With a 20% down payment, that's $48K vs $60K. Cleveland combines the lower price with a higher cap rate — a compelling combination.

Bottom line: Cincinnati edges out Cleveland on most key metrics. While cap rates are moderate at 3.48%, Cincinnati's overall profile is stronger. Use our free calculators to model specific deals in Cleveland or Cincinnati.

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Cleveland, OH
4.02% cap rate · $240,000 median · $1,390/mo
Full analysis →
Cincinnati, OH
3.48% cap rate · $300,000 median · $1,540/mo
Full analysis →

Frequently Asked Questions

Is Cleveland or Cincinnati better for rental investing?
Cincinnati wins 4–3 across our 7 key metrics. Cincinnati's 3.48% cap rate and $300K median price give it the edge overall.
What is the cap rate difference between Cleveland and Cincinnati?
Cleveland has a 4.02% cap rate vs Cincinnati's 3.48% — a difference of 0.54 percentage points. This is a relatively small difference — other factors like growth, taxes, and local market conditions may matter more. For context, the national average is 3.81%.
Which city has lower property taxes?
Cincinnati has lower property taxes at 1.52% vs 1.63%. On a $270K property, that's a difference of approximately $648/year in tax expense — money that goes directly to (or from) your cash flow.
Which city is growing faster?
Cincinnati is growing at 0.4% annually vs Cleveland's -0.1%. Both cities have slow growth — focus on the strongest neighborhoods. Cincinnati's appreciation rate of 2.8% also leads on home value growth.

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