%
CapRateCity
Free cap rate calculators for every US market
MarketsNorth CarolinaLumbertonRent Analysis

Rent Analysis: Lumberton, NC

Updated 2026 · Based on median market data for Lumberton, NC

Cap Rate
7.60%
Median Price
$130K
Rent/Mo
$1,050
1% Rule
0.81%
Fails

Rent Overview

The median monthly rent in Lumberton, NC is $1,050, translating to $12,600 in annual gross rental income per unit. The rent-to-price ratio is 0.81% — below the 1% rule but within a range where deals can work with good financing.

Rent Affordability

Renters in Lumberton spend approximately 22% of the local median household income ($58,267) on rent. This is well below the 30% threshold, suggesting significant headroom for rent increases. Tenants can afford to pay more, which is bullish for landlords.

Vacancy & Tenant Demand

The vacancy rate in Lumberton is 5.3%. This is a healthy vacancy rate that indicates balanced supply and demand. You should be able to find quality tenants without extended vacancies, though expect normal turnover periods of 2-4 weeks between tenants. Population growth of 1.5% annually is actively adding rental demand.

Gross Rent Multiplier

Lumberton's GRM (price divided by annual rent) is 10.3x. A GRM under 12x is excellent — it means you're paying less than 12 years of gross rent for the property, suggesting strong income relative to price. For comparison, the national average GRM for investment-grade rentals is approximately 13-15x.

Rental Income Projection

At the median rent of $1,050/mo, a single-family rental in Lumberton generates approximately $12,600 in gross annual income. After accounting for 5.3% vacancy ($668 lost), property taxes of $1,014, insurance (~$520), and maintenance (~$520), the estimated NOI is $9,878 per year, or $823/mo.

Sponsored · Want to analyze a specific property? DealCheck imports real listing data and runs the full analysis for you.
Try Free →

How Lumberton Compares

Lumberton vs North Carolina state average and national average across key investment metrics. Lumberton outperforms both benchmarks on cap rate.

Metric
Lumberton
North Carolina Avg
National Avg
Cap Rate
7.60%
4.45%
3.81%
Median Price
$130K
$307K
$333K
Median Rent
$1,050
$1,501
$1,524
Property Tax
0.78%
0.78%
1.08%
Vacancy
5.3%
5.3%
5.6%
Pop. Growth
1.5%/yr
1.5%/yr
0.9%/yr

Nearby South Markets

City
Cap Rate
Price
Rent
Tax
Lumberton, NC
7.6%
$130K
$1,050
0.78%
Opelousas, LA
6.6%
$130K
$920
0.54%
Duncan, OK
6.9%
$135K
$1,030
0.88%
Martinsville, VA
5.8%
$135K
$880
0.86%
Weirton, WV
6.0%
$125K
$830
0.58%

Frequently Asked Questions

What is the average rent in Lumberton, NC?
The median monthly rent in Lumberton is $1,050, or $12,600 per year. This is 31% below the national average of $1,524/mo. Rent levels vary by neighborhood, property condition, and unit size — always verify comparable rents for your target property.
Is Lumberton a good rental market for landlords?
With a rent-to-price ratio of 0.81%, Lumberton falls below the 1% rule, meaning cash flow depends on buying below median or achieving above-median rents. The 5.3% vacancy rate signals tight rental demand, favorable for landlords.
How does Lumberton rent compare to North Carolina averages?
Lumberton's median rent of $1,050/mo is 30% below the North Carolina average of $1,501/mo. Home prices at $130K are below the state average of $307K, giving Lumberton a rent-to-price ratio of 0.81% vs 0.49% statewide.
What is a good rent-to-price ratio?
The 1% rule says monthly rent should be at least 1% of purchase price ($1,000/mo rent on a $100,000 home). Lumberton's ratio is 0.81%. Generally, above 0.8% is workable with good financing, above 1% is strong, and above 1.2% is exceptional. The national average across the 300+ cities we track is 0.46%.
Full Lumberton Analysis →Cap Rate CalculatorBRRRR Calculator

Explore Lumberton & Related Markets

More Lumberton Guides

Rental Property Investment GuideProperty Tax GuideCost of Living & AffordabilityAppreciation & Growth ForecastNeighborhood Investment Guide

Similar Markets in the South

McComb, MS$105K · $840/mo
7.4%
Vidalia, GA$165K · $1,400/mo
7.8%
Enid, OK$140K · $1,120/mo
7.4%
Enterprise, AL$175K · $1,420/mo
7.9%
Fort Polk South, LA$160K · $1,230/mo
7.3%
The CapRateCity Report
Weekly market analysis: highest cap rate cities, emerging markets, and deal breakdowns. Free, no spam.