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Augusta vs Savannah for Rental Property Investing

Side-by-side comparison of Augusta, GA and Savannah, GA — cap rates, rent, prices, and investment metrics.

Augusta wins 4–3 across key metrics
Augusta leads on cash flow (4.83% vs 4.07% cap rate) · Savannah leads on population growth
Metric
Augusta, GA
Savannah, GA
Est. Cap Rate
4.83%
4.07%
Median Home Price
$245,000
$345,000
Median Monthly Rent
$1,440
$1,780
1% Rule
0.59%
0.52%
GRM
14.2x
16.2x
Price / Income
5.7x
7.5x
Property Tax Rate
0.94%
0.96%
Vacancy Rate
6.8%
5.8%
Population Growth
0.5% / yr
1.2% / yr
Annual Appreciation
2.4%
3.4%
Population
203,023
150,975
Median Income
$42,800
$46,200

Augusta vs Savannah: Which Is Better for Investors?

Cash flow: Augusta has the edge with an estimated cap rate of 4.83% compared to Savannah's 4.07%. Neither city passes the 1% rule outright, so deal sourcing and value-add strategies become more important. Median home prices are $245,000 in Augusta vs $345,000 in Savannah, while rents come in at $1,440/mo and $1,780/mo respectively. For context, the national average cap rate is 3.81% and average price is $333K.

Growth & appreciation: Savannah is growing faster at 1.2% annually vs Augusta's 0.5%. Savannah leads on home value appreciation at 3.4% per year.

Costs & risk: Property taxes are 0.94% in Augusta vs 0.96% in Savannah. Vacancy rates of 6.8% and 5.8% are mixed — Savannah has the tighter rental market.

Entry point: Augusta offers a lower entry at $245K vs Savannah's $345K — a difference of $100K. With a 20% down payment, that's $49K vs $69K. Augusta combines the lower price with a higher cap rate — a compelling combination.

Bottom line: Augusta edges out Savannah on most key metrics. While cap rates are moderate at 4.83%, Augusta's overall profile is stronger. Use our free calculators to model specific deals in Augusta or Savannah.

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Augusta, GA
4.83% cap rate · $245,000 median · $1,440/mo
Full analysis →
Savannah, GA
4.07% cap rate · $345,000 median · $1,780/mo
Full analysis →

Frequently Asked Questions

Is Augusta or Savannah better for rental investing?
Augusta wins 4–3 across our 7 key metrics (cap rate, 1% rule, GRM, taxes, vacancy, growth, appreciation). Augusta's 4.83% cap rate and $245K median price offer both higher returns and a lower entry point.
What is the cap rate difference between Augusta and Savannah?
Augusta has a 4.83% cap rate vs Savannah's 4.07% — a difference of 0.76 percentage points. This is a relatively small difference — other factors like growth, taxes, and local market conditions may matter more. For context, the national average is 3.81%.
Which city has lower property taxes?
Augusta has lower property taxes at 0.94% vs 0.96%. On a $295K property, that's a difference of approximately $1,009/year in tax expense — money that goes directly to (or from) your cash flow.
Which city is growing faster?
Savannah is growing at 1.2% annually vs Augusta's 0.5%. Moderate growth provides stable demand. Savannah's appreciation rate of 3.4% also leads on home value growth.

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