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Bluefield vs Fairmont for Rental Property Investing

Side-by-side comparison of Bluefield, WV and Fairmont, WV — cap rates, rent, prices, and investment metrics.

Bluefield wins 3–0 across key metrics
Bluefield leads on cash flow (5.60% vs 5.56% cap rate)
Metric
Bluefield, WV
Fairmont, WV
Est. Cap Rate
5.60%
5.56%
Median Home Price
$140,000
$160,000
Median Monthly Rent
$880
$1,000
1% Rule
0.63%
0.63%
GRM
13.3x
13.3x
Price / Income
3.3x
3.8x
Property Tax Rate
0.58%
0.58%
Vacancy Rate
7.5%
7.5%
Population Growth
-0.4% / yr
-0.4% / yr
Annual Appreciation
1.4%
1.4%
Population
50,000
50,000
Median Income
$42,200
$42,200

Bluefield vs Fairmont: Which Is Better for Investors?

Cash flow: Bluefield has the edge with an estimated cap rate of 5.60% compared to Fairmont's 5.56%. Neither city passes the 1% rule outright, so deal sourcing and value-add strategies become more important. Median home prices are $140,000 in Bluefield vs $160,000 in Fairmont, while rents come in at $880/mo and $1,000/mo respectively. For context, the national average cap rate is 3.81% and average price is $333K.

Growth & appreciation: Bluefield is growing faster at -0.4% annually, while Fairmont is losing population. Bluefield leads on home value appreciation at 1.4% per year.

Costs & risk: Property taxes are 0.58% in Bluefield vs 0.58% in Fairmont. Vacancy rates of 7.5% and 7.5% are both elevated, warranting conservative cash flow projections.

Entry point: Bluefield offers a lower entry at $140K vs Fairmont's $160K — a difference of $20K. With a 20% down payment, that's $28K vs $32K. Bluefield combines the lower price with a higher cap rate — a compelling combination.

Bottom line: Bluefield edges out Fairmont on most key metrics. With a 5.60% cap rate, it offers solid cash flow potential. Use our free calculators to model specific deals in Bluefield or Fairmont.

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Bluefield, WV
5.60% cap rate · $140,000 median · $880/mo
Full analysis →
Fairmont, WV
5.56% cap rate · $160,000 median · $1,000/mo
Full analysis →

Frequently Asked Questions

Is Bluefield or Fairmont better for rental investing?
Bluefield wins 3–0 across our 7 key metrics (cap rate, 1% rule, GRM, taxes, vacancy, growth, appreciation). Bluefield's 5.60% cap rate and $140K median price offer both higher returns and a lower entry point.
What is the cap rate difference between Bluefield and Fairmont?
Bluefield has a 5.60% cap rate vs Fairmont's 5.56% — a difference of 0.04 percentage points. This is a relatively small difference — other factors like growth, taxes, and local market conditions may matter more. For context, the national average is 3.81%.
Which city has lower property taxes?
Fairmont has lower property taxes at 0.58% vs 0.58%. On a $150K property, that's a difference of approximately $116/year in tax expense — money that goes directly to (or from) your cash flow.
Which city is growing faster?
Bluefield is growing at -0.4% annually vs Fairmont's -0.4%. Both cities have slow growth — focus on the strongest neighborhoods. Bluefield's appreciation rate of 1.4% also leads on home value growth.

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