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Cap Rate Analysis: Fairmont, WV

Investment metrics, interactive calculators, and data-driven analysis for Fairmont rental properties.

Market data powered by Zillow Home Value Index (ZHVI) and Zillow Observed Rent Index (ZORI) · Updated Feb 2026

Moderate — source deals carefully
Based on $160,000 median price and $1,000/mo median rent
Est. Cap Rate
5.56%
1% Rule
0.63%
Fails
GRM
13.3x
Price / Income
3.8x

Market Data

Median Home Price$160,000
Median Monthly Rent$1,000
Property Tax Rate0.58%
Population50,000
Population Growth-0.4% / yr
Median Household Income$42,200
Vacancy Rate7.5%
Annual Appreciation1.4%

Cap Rate Calculator — Fairmont

Pre-filled with Fairmont medians. Adjust to match a specific property.

Property Details
$
$
3–8% typical
%
Monthly Expenses
0.58% rate
$
$
8–10% of rent
$
8–12% of rent
$
Cap Rate
4.61%Low
Net Operating Income ÷ Purchase Price
NOI / Year
$7,380
net operating income
Gross Rent Multiplier
13.3x
Good (<15)
1% Rule
0.63%
✗ Fails
Monthly Cash Flow
$615
before debt service
Annual Breakdown
Gross Rental Income$12,000
Less Vacancy−$900
Effective Income$11,100
Less Operating Expenses−$3,720
Net Operating Income$7,380
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Cash-on-Cash Return — Fairmont

Factor in financing to see your actual return on invested capital in Fairmont.

$
$40,000
%
%
years
$
taxes + ins + maint + mgmt
$
$
Cash-on-Cash Return
-5.42%Weak
Annual Cash Flow ÷ Total Cash Invested
Total Cash Invested
$44,800
$40,000 down + $4,800 closing
Monthly Mortgage
$782
on $120K loan
Monthly Cash Flow
$-202
after all expenses
Annual Cash Flow
$-2,428
before taxes
Cash Flow Breakdown
Monthly Rent$1,000
Less Expenses−$420
Less Mortgage−$782
Monthly Cash Flow$-202

Is Fairmont a Good Place to Invest in Rental Property?

Fairmont, WV has a population of 50,000 and has been growing at -0.4% annually — roughly in line with national trends, meaning demand is stable but not exceptional. The median home price of $160,000 paired with median rents of $1,000/mo produces an estimated cap rate of 5.56%.

Property taxes at 0.58% are well below the national average of ~1.1%, providing a meaningful cash flow advantage many investors overlook. The vacancy rate of 7.5% runs above average, which increases cash flow volatility and warrants conservative underwriting.

At a price-to-income ratio of 3.8x, homes cost about 3.8 times the local median income of $42,200. This relatively affordable ratio suggests a deep pool of renters who find buying out of reach, supporting rental demand. Home values have appreciated at roughly 1.4% annually. Steady appreciation means total returns will be primarily cash flow-driven — the more sustainable model for long-term wealth building.

Bottom line: Fairmont presents moderate opportunities. Cap rates near 5.56% mean deals need careful sourcing — look for value-add rehabs or emerging neighborhoods where rents are climbing.

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