CapRateCity · Vol. II No. 32Established 2025775 US Markets Tracked
CapRateCity
An independent investor's notebook on US rental markets.

Investment, Financial, Tax & Real Estate Disclaimer

Last updated: May 13, 2026

CapRateCity is an educational resource for people who want to understand rental property investing, financial calculators, and real estate market data. Read this disclaimer carefully before relying on anything on this site.

Educational and Informational Use Only

All content on CapRateCity — including calculators, market data, blog articles, investment guides, rankings, comparison tools, the Chrome extension, and embeddable widgets — is provided for general educational and informational purposes only. It is not intended as, and should not be construed as, advice for your specific situation.

Not Professional Advice

Nothing on the Services is, or should be interpreted as, financial advice, investment advice, tax advice, legal advice, accounting advice, lending advice, mortgage advice, brokerage advice, property management advice, or real estate advice. We are not licensed real estate agents, brokers, financial advisors, registered investment advisors, certified public accountants, attorneys, mortgage professionals, or property managers. Always consult qualified professionals before making decisions that affect your finances, taxes, or legal position.

Not an Offer to Buy or Sell Securities or Real Estate

Nothing on this site is an offer or solicitation to buy or sell any security, real estate, investment property, or financial product. References to specific markets, cities, properties, or strategies are illustrative only and should not be interpreted as recommendations.

Not a Substitute for Professional Review

Calculators and analysis tools on CapRateCity do not replace property inspection, title review, appraisal, financial review, accounting review, tax planning, or legal review. Before any real estate transaction or financial decision, work with the appropriate licensed professionals.

Market Averages Are Not Property-Specific

Our market data is calculated at the metro level using third-party data sources such as Zillow ZHVI/ZORI and public records. Individual properties, neighborhoods, condition, rent comparables, taxes, insurance, and operating expenses can differ materially from the averages we display. Every property and deal must be evaluated on its own merits. See our data methodology for source details and limitations.

Past Performance Does Not Guarantee Future Results

Historical appreciation, rent growth, vacancy rates, cap rates, and similar metrics describe what has happened in the past. They do not predict future outcomes. Markets change, regulations change, and properties and tenants vary widely. Do not assume future returns will match historical data.

Verify Assumptions Before Acting

Calculator outputs depend entirely on the inputs and assumptions you provide and on the third-party data we use. Always verify rent comparables, property tax rates, insurance quotes, operating expenses, financing terms, and any other inputs with current local sources before making any decision. Stress-test assumptions for vacancy, interest rates, repairs, and other risks.

No Lender, Broker, Insurer, or Advisor Relationship

CapRateCity is not a lender, mortgage broker, real estate broker, insurance broker, registered investment advisor, financial advisor, accountant, attorney, or tax preparer. We do not originate, broker, sell, or place mortgages, insurance, securities, or real estate. No client, fiduciary, or advisory relationship is created by your use of this site. We may earn affiliate revenue from third-party tools we link to — see our affiliate disclosure.

Data May Be Approximate or Outdated

Market data on this site is sourced from third parties such as Zillow, the U.S. Census Bureau, and public records, and is refreshed periodically rather than in real time. Prices, rents, taxes, insurance costs, vacancy rates, and other figures may be stale, approximate, or revised after publication. Always verify against current local sources before acting on any number you see here.

No Warranties

CapRateCity does not warrant that any data, calculator output, article, or guide is accurate, complete, current, or suitable for your purposes. The Services are provided "as is" and "as available." You use them at your own risk.

Related Policies

See our Terms of Use, Affiliate Disclosure, Advertising Policy, Editorial Policy, and Data Methodology for additional context.

Contact

Questions? Email jake@capratecity.com.