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Harrisburg vs Altoona for Rental Property Investing

Side-by-side comparison of Harrisburg, PA and Altoona, PA — cap rates, rent, prices, and investment metrics.

Altoona wins 7–0 across key metrics
Altoona leads on cash flow (4.19% vs 3.07% cap rate)
Metric
Harrisburg, PA
Altoona, PA
Est. Cap Rate
3.07%
4.19%
Median Home Price
$300,000
$170,000
Median Monthly Rent
$1,410
$960
1% Rule
0.47%
0.56%
GRM
17.7x
14.8x
Price / Income
7.8x
3.6x
Property Tax Rate
1.4%
1.38%
Vacancy Rate
6.5%
6%
Population Growth
0.1% / yr
0.2% / yr
Annual Appreciation
2.2%
2.3%
Population
50,000
50,000
Median Income
$38,400
$47,800

Harrisburg vs Altoona: Which Is Better for Investors?

Cash flow: Altoona has the edge with an estimated cap rate of 4.19% compared to Harrisburg's 3.07%. Neither city passes the 1% rule outright, so deal sourcing and value-add strategies become more important. Median home prices are $300,000 in Harrisburg vs $170,000 in Altoona, while rents come in at $1,410/mo and $960/mo respectively. For context, the national average cap rate is 3.81% and average price is $333K.

Growth & appreciation: Altoona is growing faster at 0.2% annually vs Harrisburg's 0.1%. Altoona leads on home value appreciation at 2.3% per year.

Costs & risk: Property taxes are 1.4% in Harrisburg vs 1.38% in Altoona. Vacancy rates of 6.5% and 6% are mixed — Altoona has the tighter rental market.

Entry point: Altoona offers a lower entry at $170K vs Harrisburg's $300K — a difference of $130K. With a 20% down payment, that's $34K vs $60K. Altoona combines the lower price with a higher cap rate — a compelling combination.

Bottom line: Altoona edges out Harrisburg on most key metrics. While cap rates are moderate at 4.19%, Altoona's overall profile is stronger. Use our free calculators to model specific deals in Harrisburg or Altoona.

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Harrisburg, PA
3.07% cap rate · $300,000 median · $1,410/mo
Full analysis →
Altoona, PA
4.19% cap rate · $170,000 median · $960/mo
Full analysis →

Frequently Asked Questions

Is Harrisburg or Altoona better for rental investing?
Altoona wins 7–0 across our 7 key metrics. Altoona's 4.19% cap rate and $170K median price give it the edge overall.
What is the cap rate difference between Harrisburg and Altoona?
Harrisburg has a 3.07% cap rate vs Altoona's 4.19% — a difference of 1.12 percentage points. This is a significant gap that meaningfully impacts cash flow. For context, the national average is 3.81%.
Which city has lower property taxes?
Altoona has lower property taxes at 1.38% vs 1.4%. On a $235K property, that's a difference of approximately $1,854/year in tax expense — money that goes directly to (or from) your cash flow.
Which city is growing faster?
Altoona is growing at 0.2% annually vs Harrisburg's 0.1%. Both cities have slow growth — focus on the strongest neighborhoods. Altoona's appreciation rate of 2.3% also leads on home value growth.

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