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York vs Harrisburg for Rental Property Investing

Side-by-side comparison of York, PA and Harrisburg, PA — cap rates, rent, prices, and investment metrics.

Harrisburg wins 3–1 across key metrics
Harrisburg leads on cash flow (5.18% vs 4.96% cap rate) · York leads on population growth
Metric
York, PA
Harrisburg, PA
Est. Cap Rate
4.96%
5.18%
Median Home Price
$165,000
$155,000
Median Monthly Rent
$1,050
$1,020
1% Rule
0.64%
0.66%
GRM
13.1x
12.7x
Price / Income
4.5x
4.0x
Property Tax Rate
1.38%
1.4%
Vacancy Rate
6.5%
6.5%
Population Growth
0.1% / yr
0.1% / yr
Annual Appreciation
2.2%
2.2%
Population
45,000
50,000
Median Income
$36,800
$38,400

York vs Harrisburg: Which Is Better for Investors?

Cash flow: Harrisburg has the edge with an estimated cap rate of 5.18% compared to York's 4.96%. Neither city passes the 1% rule outright, so deal sourcing and value-add strategies become more important. Median home prices are $165,000 in York vs $155,000 in Harrisburg, while rents come in at $1,050/mo and $1,020/mo respectively.

Growth & appreciation: York is growing faster at 0.1% annually vs Harrisburg's 0.1%. York leads on home value appreciation at 2.2% per year.

Costs & risk: Property taxes are 1.38% in York vs 1.4% in Harrisburg. Vacancy rates of 6.5% and 6.5% are mixed — Harrisburg has the tighter rental market.

Bottom line: Harrisburg edges out York on most key metrics. With a 5.18% cap rate, it offers solid cash flow potential. Use our free calculators to model specific deals in York or Harrisburg.

York, PA
4.96% cap rate · $165,000 median · $1,050/mo
Full analysis →
Harrisburg, PA
5.18% cap rate · $155,000 median · $1,020/mo
Full analysis →
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