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Mount Vernon vs Salem for Rental Property Investing

Side-by-side comparison of Mount Vernon, OH and Salem, OH — cap rates, rent, prices, and investment metrics.

Salem wins 3–0 across key metrics
Salem leads on cash flow (5.35% vs 2.79% cap rate) · Mount Vernon leads on population growth
Metric
Mount Vernon, OH
Salem, OH
Est. Cap Rate
2.79%
5.35%
Median Home Price
$275,000
$155,000
Median Monthly Rent
$1,270
$1,070
1% Rule
0.46%
0.69%
GRM
18.0x
12.1x
Price / Income
5.8x
3.2x
Property Tax Rate
1.58%
1.58%
Vacancy Rate
6.7%
6.7%
Population Growth
0.2% / yr
0.2% / yr
Annual Appreciation
2.2%
2.2%
Population
50,000
50,000
Median Income
$47,711
$47,711

Mount Vernon vs Salem: Which Is Better for Investors?

Cash flow: Salem has the edge with an estimated cap rate of 5.35% compared to Mount Vernon's 2.79%. Neither city passes the 1% rule outright, so deal sourcing and value-add strategies become more important. Median home prices are $275,000 in Mount Vernon vs $155,000 in Salem, while rents come in at $1,270/mo and $1,070/mo respectively. For context, the national average cap rate is 3.81% and average price is $333K.

Growth & appreciation: Mount Vernon is growing faster at 0.2% annually vs Salem's 0.2%. Mount Vernon leads on home value appreciation at 2.2% per year.

Costs & risk: Property taxes are 1.58% in Mount Vernon vs 1.58% in Salem. Vacancy rates of 6.7% and 6.7% are mixed — Salem has the tighter rental market.

Entry point: Salem offers a lower entry at $155K vs Mount Vernon's $275K — a difference of $120K. With a 20% down payment, that's $31K vs $55K. Salem combines the lower price with a higher cap rate — a compelling combination.

Bottom line: Salem edges out Mount Vernon on most key metrics. With a 5.35% cap rate, it offers solid cash flow potential. Use our free calculators to model specific deals in Mount Vernon or Salem.

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Mount Vernon, OH
2.79% cap rate · $275,000 median · $1,270/mo
Full analysis →
Salem, OH
5.35% cap rate · $155,000 median · $1,070/mo
Full analysis →

Frequently Asked Questions

Is Mount Vernon or Salem better for rental investing?
Salem wins 3–0 across our 7 key metrics. Salem's 5.35% cap rate and $155K median price give it the edge overall.
What is the cap rate difference between Mount Vernon and Salem?
Mount Vernon has a 2.79% cap rate vs Salem's 5.35% — a difference of 2.56 percentage points. This is a significant gap that meaningfully impacts cash flow. For context, the national average is 3.81%.
Which city has lower property taxes?
Salem has lower property taxes at 1.58% vs 1.58%. On a $215K property, that's a difference of approximately $1,896/year in tax expense — money that goes directly to (or from) your cash flow.
Which city is growing faster?
Mount Vernon is growing at 0.2% annually vs Salem's 0.2%. Both cities have slow growth — focus on the strongest neighborhoods. Mount Vernon's appreciation rate of 2.2% also leads on home value growth.

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