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New Castle vs Pottsville for Rental Property Investing

Side-by-side comparison of New Castle, PA and Pottsville, PA — cap rates, rent, prices, and investment metrics.

Pottsville wins 3–0 across key metrics
Pottsville leads on cash flow (6.26% vs 6.12% cap rate) · New Castle leads on population growth
Metric
New Castle, PA
Pottsville, PA
Est. Cap Rate
6.12%
6.26%
Median Home Price
$155,000
$155,000
Median Monthly Rent
$1,140
$1,160
1% Rule
0.74%
0.75%
GRM
11.3x
11.1x
Price / Income
3.2x
3.2x
Property Tax Rate
1.38%
1.38%
Vacancy Rate
6%
6%
Population Growth
0.2% / yr
0.2% / yr
Annual Appreciation
2.3%
2.3%
Population
50,000
50,000
Median Income
$47,800
$47,800

New Castle vs Pottsville: Which Is Better for Investors?

Cash flow: Pottsville has the edge with an estimated cap rate of 6.26% compared to New Castle's 6.12%. Neither city passes the 1% rule outright, so deal sourcing and value-add strategies become more important. Median home prices are $155,000 in New Castle vs $155,000 in Pottsville, while rents come in at $1,140/mo and $1,160/mo respectively. For context, the national average cap rate is 3.81% and average price is $333K.

Growth & appreciation: New Castle is growing faster at 0.2% annually vs Pottsville's 0.2%. New Castle leads on home value appreciation at 2.3% per year.

Costs & risk: Property taxes are 1.38% in New Castle vs 1.38% in Pottsville. Vacancy rates of 6% and 6% are mixed — Pottsville has the tighter rental market.

Entry point: New Castle offers a lower entry at $155K vs Pottsville's $155K — a difference of $0. With a 20% down payment, that's $31K vs $31K. Pottsville's higher price may be justified by better market fundamentals.

Bottom line: Pottsville edges out New Castle on most key metrics. With a 6.26% cap rate, it offers solid cash flow potential. Use our free calculators to model specific deals in New Castle or Pottsville.

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New Castle, PA
6.12% cap rate · $155,000 median · $1,140/mo
Full analysis →
Pottsville, PA
6.26% cap rate · $155,000 median · $1,160/mo
Full analysis →

Frequently Asked Questions

Is New Castle or Pottsville better for rental investing?
Pottsville wins 3–0 across our 7 key metrics. Pottsville's 6.26% cap rate and $155K median price give it the edge overall.
What is the cap rate difference between New Castle and Pottsville?
New Castle has a 6.12% cap rate vs Pottsville's 6.26% — a difference of 0.15 percentage points. This is a relatively small difference — other factors like growth, taxes, and local market conditions may matter more. For context, the national average is 3.81%.
Which city has lower property taxes?
Pottsville has lower property taxes at 1.38% vs 1.38%. On a $155K property, that's a difference of approximately $0/year in tax expense — money that goes directly to (or from) your cash flow.
Which city is growing faster?
New Castle is growing at 0.2% annually vs Pottsville's 0.2%. Both cities have slow growth — focus on the strongest neighborhoods. New Castle's appreciation rate of 2.3% also leads on home value growth.

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