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Cap Rate Analysis: Pottsville, PA

Investment metrics, interactive calculators, and data-driven analysis for Pottsville rental properties.

Market data powered by Zillow Home Value Index (ZHVI) and Zillow Observed Rent Index (ZORI) · Updated Feb 2026

Strong investment fundamentals
Based on $155,000 median price and $1,160/mo median rent
Est. Cap Rate
6.26%
1% Rule
0.75%
Fails
GRM
11.1x
Price / Income
3.2x

Market Data

Median Home Price$155,000
Median Monthly Rent$1,160
Property Tax Rate1.38%
Population50,000
Population Growth0.2% / yr
Median Household Income$47,800
Vacancy Rate6%
Annual Appreciation2.3%

Cap Rate Calculator — Pottsville

Pre-filled with Pottsville medians. Adjust to match a specific property.

Property Details
$
$
3–8% typical
%
Monthly Expenses
1.38% rate
$
$
8–10% of rent
$
8–12% of rent
$
Cap Rate
5.04%Moderate
Net Operating Income ÷ Purchase Price
NOI / Year
$7,817
net operating income
Gross Rent Multiplier
11.1x
Good (<15)
1% Rule
0.75%
✗ Fails
Monthly Cash Flow
$651
before debt service
Annual Breakdown
Gross Rental Income$13,920
Less Vacancy−$835
Effective Income$13,085
Less Operating Expenses−$5,268
Net Operating Income$7,817
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Cash-on-Cash Return — Pottsville

Factor in financing to see your actual return on invested capital in Pottsville.

$
$38,750
%
%
years
$
taxes + ins + maint + mgmt
$
$
Cash-on-Cash Return
-2.35%Weak
Annual Cash Flow ÷ Total Cash Invested
Total Cash Invested
$43,400
$38,750 down + $4,650 closing
Monthly Mortgage
$758
on $116K loan
Monthly Cash Flow
$-85
after all expenses
Annual Cash Flow
$-1,018
before taxes
Cash Flow Breakdown
Monthly Rent$1,160
Less Expenses−$487
Less Mortgage−$758
Monthly Cash Flow$-85

Is Pottsville a Good Place to Invest in Rental Property?

Pottsville, PA has a population of 50,000 and has been growing at 0.2% annually — roughly in line with national trends, meaning demand is stable but not exceptional. The median home price of $155,000 paired with median rents of $1,160/mo produces an estimated cap rate of 6.26%.

Property taxes at 1.38% fall within the national average range and shouldn't present unusual challenges. The vacancy rate of 6% is moderate and within normal parameters for a healthy rental market.

At a price-to-income ratio of 3.2x, homes cost about 3.2 times the local median income of $47,800. This relatively affordable ratio suggests a deep pool of renters who find buying out of reach, supporting rental demand. Home values have appreciated at roughly 2.3% annually. Steady appreciation means total returns will be primarily cash flow-driven — the more sustainable model for long-term wealth building.

Bottom line: Pottsville offers attractive fundamentals for rental investors. and cap rates above 6% put it in the upper tier of investable markets.

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