Sunbury is one of the most affordable markets in the country in the Northeast with a small but investable metro of 50,000. At a 4.11% estimated cap rate, this is a moderate market where rents of $920/mo lag behind home prices. With a median home price of $165,000 and population is roughly stable, Sunbury offers opportunities for investors who source deals carefully.
Market data powered by Zillow Home Value Index (ZHVI) and Zillow Observed Rent Index (ZORI) · Updated Feb 2026
Sunbury's 0.6% rent-to-price ratio is well below the 1% rule. At median prices of $165,000, the $920/mo rent produces only $565/mo in NOI. Investors here need to target below-median properties or pursue value-add strategies to make the numbers work.
At current rates, a 20% down conventional loan ($33K at 7%) would result in approximately $-313/mo cash flow — negative at median prices. Larger down payments, seller financing, or buying 15–25% below median are strategies to turn the numbers positive.
Property taxes consume 21% of gross rent here — one of the highest ratios in our dataset. This significantly compresses margins and makes Sunbury a market where tax-conscious underwriting is essential. Every deal should be stress-tested with potential assessment increases.
Pre-filled with Sunbury medians. Adjust to match a specific property.
Factor in financing to see your actual return on invested capital in Sunbury.
Sunbury, PA has a population of 50,000 and has been growing at 0.2% annually — roughly in line with national trends, meaning demand is stable but not exceptional. The median home price of $165,000 paired with median rents of $920/mo produces an estimated cap rate of 4.11%.
Property taxes at 1.38% fall within the national average range and shouldn't present unusual challenges. The vacancy rate of 6% is moderate and within normal parameters for a healthy rental market.
At a price-to-income ratio of 3.5x, homes cost about 3.5 times the local median income of $47,800. This relatively affordable ratio suggests a deep pool of renters who find buying out of reach, supporting rental demand. Home values have appreciated at roughly 2.3% annually. Steady appreciation means total returns will be primarily cash flow-driven — the more sustainable model for long-term wealth building.
Bottom line: Sunbury presents moderate opportunities. Cap rates near 4.11% mean deals need careful sourcing — look for value-add rehabs or emerging neighborhoods where rents are climbing.