%
CapRateCity
Free cap rate calculators for every US market
MarketsNew YorkOgdensburg

Cap Rate Analysis: Ogdensburg, NY

Investment metrics, interactive calculators, and data-driven analysis for Ogdensburg rental properties.

Market data powered by Zillow Home Value Index (ZHVI) and Zillow Observed Rent Index (ZORI) · Updated Feb 2026

Strong investment fundamentals
Based on $135,000 median price and $1,050/mo median rent
Est. Cap Rate
6.24%
1% Rule
0.78%
Fails
GRM
10.7x
Price / Income
3.1x

Market Data

Median Home Price$135,000
Median Monthly Rent$1,050
Property Tax Rate1.71%
Population50,000
Population Growth0% / yr
Median Household Income$43,975
Vacancy Rate6.3%
Annual Appreciation2.1%

Cap Rate Calculator — Ogdensburg

Pre-filled with Ogdensburg medians. Adjust to match a specific property.

Property Details
$
$
3–8% typical
%
Monthly Expenses
1.71% rate
$
$
8–10% of rent
$
8–12% of rent
$
Cap Rate
4.96%Low
Net Operating Income ÷ Purchase Price
NOI / Year
$6,694
net operating income
Gross Rent Multiplier
10.7x
Good (<15)
1% Rule
0.78%
✗ Fails
Monthly Cash Flow
$558
before debt service
Annual Breakdown
Gross Rental Income$12,600
Less Vacancy−$794
Effective Income$11,806
Less Operating Expenses−$5,112
Net Operating Income$6,694
Sponsored
Analyze Deals Faster with DealCheck
Import any property, get instant investment analysis — cap rates, cash flow, rehab estimates, and offer calculations. Used by 350,000+ investors.
Try DealCheck Free →

Cash-on-Cash Return — Ogdensburg

Factor in financing to see your actual return on invested capital in Ogdensburg.

$
$33,750
%
%
years
$
taxes + ins + maint + mgmt
$
$
Cash-on-Cash Return
-1.62%Weak
Annual Cash Flow ÷ Total Cash Invested
Total Cash Invested
$37,800
$33,750 down + $4,050 closing
Monthly Mortgage
$660
on $101K loan
Monthly Cash Flow
$-51
after all expenses
Annual Cash Flow
$-613
before taxes
Cash Flow Breakdown
Monthly Rent$1,050
Less Expenses−$441
Less Mortgage−$660
Monthly Cash Flow$-51

Is Ogdensburg a Good Place to Invest in Rental Property?

Ogdensburg, NY has a population of 50,000 and has been growing at 0% annually — roughly in line with national trends, meaning demand is stable but not exceptional. The median home price of $135,000 paired with median rents of $1,050/mo produces an estimated cap rate of 6.24%.

Property taxes at 1.71% are notably high and represent a significant drag on cash flow — model this expense carefully, as it can make or break a deal. The vacancy rate of 6.3% is moderate and within normal parameters for a healthy rental market.

At a price-to-income ratio of 3.1x, homes cost about 3.1 times the local median income of $43,975. This relatively affordable ratio suggests a deep pool of renters who find buying out of reach, supporting rental demand. Home values have appreciated at roughly 2.1% annually. Steady appreciation means total returns will be primarily cash flow-driven — the more sustainable model for long-term wealth building.

Bottom line: Ogdensburg offers attractive fundamentals for rental investors. and cap rates above 6% put it in the upper tier of investable markets.

Sponsored
Get AI-Powered Property Insights
Homesage.ai analyzes 140 million properties with AI — spot hidden deals, assess property condition, and find investment opportunities. Free to try.
Analyze Properties →

Ogdensburg Investment Guides

Explore Ogdensburg Data

Free Download
Top 25 Cash Flow Cities (2026)
See how Ogdensburg compares to the best cash flow markets in America.
Get the Report →
Sponsored
Investor Gear
Google Nest Thermostat
Google
$130
FLIR ONE Gen 3 Thermal Camera
FLIR
$179
Schlage Connect Keypad Deadbolt
Schlage
$229
The CapRateCity Report
Weekly market analysis: highest cap rate cities, emerging markets, and deal breakdowns. Free, no spam.

Similar Markets in the Northeast

Pottsville, PA$155K · $1,160/mo
6.3%
New Castle, PA$155K · $1,140/mo
6.1%
DuBois, PA$135K · $980/mo
6.0%
Corning, NY$160K · $1,280/mo
6.5%
Olean, NY$155K · $1,240/mo
6.5%
Run a BRRRR analysis for Ogdensburg
Model a buy-rehab-refinance deal with Ogdensburg data pre-loaded.
Open BRRRR Calculator →