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Rental Property Investment Guide: Ogdensburg, NY

Updated 2026 · Based on median market data for Ogdensburg, NY

Cap Rate
6.24%
Median Price
$135K
Rent/Mo
$1,050
1% Rule
0.78%
Fails

Market Snapshot

Ogdensburg sits in the Northeast with a population of 50,000 declining at 0% annually. The median home costs $135,000 while rents average $1,050/mo, producing an estimated cap rate of 6.24%. This puts Ogdensburg in the upper tier of investable US markets.

Who Should Invest Here

Ogdensburg is ideal for cash flow investors, BRRRR practitioners, and anyone building a portfolio of affordable, income-producing rentals. The low price point ($135,000) means you can get started with a $27,000 down payment, and the 6.24% cap rate should produce positive cash flow even with conservative financing.

Deal Criteria for Ogdensburg

Target properties priced 15-25% below the $135,000 median — around $108,000 or less. At this price point with $1,050/mo rents, your cap rate improves to roughly 8.4%. Factor in 1.71% property taxes ($2,309/yr), budget 5% of gross rent for maintenance, and underwrite to a 6.3% vacancy rate. On a 20% down conventional loan at 7%, monthly PITI will run approximately $1,011.

Risks and Considerations

Property taxes at 1.71% are notably high — this is a significant drag on NOI that some investors underestimate. Every deal should be evaluated individually using our calculator tools. Median data provides a starting point; actual returns depend on the specific property, financing, and your management approach.

Next Steps

Run the numbers on a specific Ogdensburg property using our cap rate calculator (pre-filled with Ogdensburg data). Compare Ogdensburg against similar markets in the Northeast region. If you're considering a value-add approach, try our BRRRR calculator to model a rehab scenario.

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How Ogdensburg Compares

Ogdensburg vs New York state average and national average across key investment metrics. Ogdensburg outperforms both benchmarks on cap rate.

Metric
Ogdensburg
New York Avg
National Avg
Cap Rate
6.24%
4.20%
3.81%
Median Price
$135K
$284K
$333K
Median Rent
$1,050
$1,574
$1,524
Property Tax
1.71%
1.71%
1.08%
Vacancy
6.3%
6.3%
5.6%
Pop. Growth
0%/yr
0%/yr
0.9%/yr

Nearby Northeast Markets

City
Cap Rate
Price
Rent
Tax
Ogdensburg, NY
6.2%
$135K
$1,050
1.71%
DuBois, PA
6.0%
$135K
$980
1.38%
Elmira, NY
6.6%
$150K
$1,220
1.71%
Indiana, PA
4.1%
$155K
$860
1.38%
Johnstown, PA
5.8%
$115K
$810
1.38%

Frequently Asked Questions

Is Ogdensburg, NY a good place to invest in rental property?
Ogdensburg has an estimated cap rate of 6.24%, which is above the national average of 3.81%. With median home prices at $135K and rents of $1,050/mo, Ogdensburg offers strong cash flow fundamentals for rental investors. Population growth of 0% and 6.3% vacancy rate suggest moderate rental demand.
What is the average cap rate in Ogdensburg?
The estimated cap rate for Ogdensburg is 6.24%, based on median home prices of $135K, median rents of $1,050/mo, a 1.71% property tax rate, and 6.3% vacancy. This compares to a 4.20% average across New York and 3.81% nationally. Cap rates for individual properties will vary based on purchase price, actual rents, and property condition.
How much does a rental property cost in Ogdensburg?
The median home price in Ogdensburg is $135,000, which is 60% below the national average of $333,419. A 20% down payment would be approximately $27,000. Investment properties in Ogdensburg range significantly — targeting properties 15-25% below median can improve your cap rate substantially.
What are Ogdensburg property taxes for investors?
Ogdensburg's effective property tax rate is 1.71%, which is above the New York average of 1.71% and above the national average of 1.08%. On a $135K property, annual taxes are approximately $2,309 ($192/mo). Higher property taxes are one of the largest operating expenses — model this carefully.
Full Ogdensburg Analysis →Cap Rate CalculatorBRRRR Calculator

Explore Ogdensburg & Related Markets

More Ogdensburg Guides

Rent AnalysisProperty Tax GuideCost of Living & AffordabilityAppreciation & Growth ForecastNeighborhood Investment Guide

Similar Markets in the Northeast

Pottsville, PA$155K · $1,160/mo
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New Castle, PA$155K · $1,140/mo
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DuBois, PA$135K · $980/mo
6.0%
Corning, NY$160K · $1,280/mo
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Olean, NY$155K · $1,240/mo
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