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Sidney vs Tiffin for Rental Property Investing

Side-by-side comparison of Sidney, OH and Tiffin, OH — cap rates, rent, prices, and investment metrics.

Sidney wins 3–0 across key metrics
Sidney leads on cash flow (3.77% vs 2.44% cap rate)
Metric
Sidney, OH
Tiffin, OH
Est. Cap Rate
3.77%
2.44%
Median Home Price
$235,000
$165,000
Median Monthly Rent
$1,290
$710
1% Rule
0.55%
0.43%
GRM
15.2x
19.4x
Price / Income
4.9x
3.5x
Property Tax Rate
1.58%
1.58%
Vacancy Rate
6.7%
6.7%
Population Growth
0.2% / yr
0.2% / yr
Annual Appreciation
2.2%
2.2%
Population
50,000
50,000
Median Income
$47,711
$47,711

Sidney vs Tiffin: Which Is Better for Investors?

Cash flow: Sidney has the edge with an estimated cap rate of 3.77% compared to Tiffin's 2.44%. Neither city passes the 1% rule outright, so deal sourcing and value-add strategies become more important. Median home prices are $235,000 in Sidney vs $165,000 in Tiffin, while rents come in at $1,290/mo and $710/mo respectively. For context, the national average cap rate is 3.81% and average price is $333K.

Growth & appreciation: Sidney is growing faster at 0.2% annually vs Tiffin's 0.2%. Sidney leads on home value appreciation at 2.2% per year.

Costs & risk: Property taxes are 1.58% in Sidney vs 1.58% in Tiffin. Vacancy rates of 6.7% and 6.7% are mixed — Tiffin has the tighter rental market.

Entry point: Tiffin offers a lower entry at $165K vs Sidney's $235K — a difference of $70K. With a 20% down payment, that's $33K vs $47K. Sidney's higher price may be justified by better market fundamentals.

Bottom line: Sidney edges out Tiffin on most key metrics. While cap rates are moderate at 3.77%, Sidney's overall profile is stronger. Use our free calculators to model specific deals in Sidney or Tiffin.

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Sidney, OH
3.77% cap rate · $235,000 median · $1,290/mo
Full analysis →
Tiffin, OH
2.44% cap rate · $165,000 median · $710/mo
Full analysis →

Frequently Asked Questions

Is Sidney or Tiffin better for rental investing?
Sidney wins 3–0 across our 7 key metrics (cap rate, 1% rule, GRM, taxes, vacancy, growth, appreciation). Sidney's 3.77% cap rate and $235K median price edge out Tiffin's 2.44% at $165K.
What is the cap rate difference between Sidney and Tiffin?
Sidney has a 3.77% cap rate vs Tiffin's 2.44% — a difference of 1.33 percentage points. This is a significant gap that meaningfully impacts cash flow. For context, the national average is 3.81%.
Which city has lower property taxes?
Tiffin has lower property taxes at 1.58% vs 1.58%. On a $200K property, that's a difference of approximately $1,106/year in tax expense — money that goes directly to (or from) your cash flow.
Which city is growing faster?
Sidney is growing at 0.2% annually vs Tiffin's 0.2%. Both cities have slow growth — focus on the strongest neighborhoods. Sidney's appreciation rate of 2.2% also leads on home value growth.

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