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South Bend vs Evansville for Rental Property Investing

Side-by-side comparison of South Bend, IN and Evansville, IN — cap rates, rent, prices, and investment metrics.

South Bend wins 6–1 across key metrics
South Bend leads on cash flow (5.45% vs 5.26% cap rate)
Metric
South Bend, IN
Evansville, IN
Est. Cap Rate
5.45%
5.26%
Median Home Price
$155,000
$155,000
Median Monthly Rent
$980
$950
1% Rule
0.63%
0.61%
GRM
13.2x
13.6x
Price / Income
3.8x
3.5x
Property Tax Rate
0.86%
0.82%
Vacancy Rate
6.3%
6.5%
Population Growth
0.3% / yr
0.2% / yr
Annual Appreciation
2.3%
2.2%
Population
103,453
117,429
Median Income
$40,800
$44,200

South Bend vs Evansville: Which Is Better for Investors?

Cash flow: South Bend has the edge with an estimated cap rate of 5.45% compared to Evansville's 5.26%. Neither city passes the 1% rule outright, so deal sourcing and value-add strategies become more important. Median home prices are $155,000 in South Bend vs $155,000 in Evansville, while rents come in at $980/mo and $950/mo respectively.

Growth & appreciation: South Bend is growing faster at 0.3% annually vs Evansville's 0.2%. South Bend leads on home value appreciation at 2.3% per year.

Costs & risk: Property taxes are 0.86% in South Bend vs 0.82% in Evansville. Vacancy rates of 6.3% and 6.5% are mixed — South Bend has the tighter rental market.

Bottom line: South Bend edges out Evansville on most key metrics. With a 5.45% cap rate, it offers solid cash flow potential. Use our free calculators to model specific deals in South Bend or Evansville.

South Bend, IN
5.45% cap rate · $155,000 median · $980/mo
Full analysis →
Evansville, IN
5.26% cap rate · $155,000 median · $950/mo
Full analysis →
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