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South Bend vs Fort Wayne for Rental Property Investing

Side-by-side comparison of South Bend, IN and Fort Wayne, IN — cap rates, rent, prices, and investment metrics.

Fort Wayne wins 4–3 across key metrics
South Bend leads on cash flow (5.45% vs 4.95% cap rate) · Fort Wayne leads on population growth
Metric
South Bend, IN
Fort Wayne, IN
Est. Cap Rate
5.45%
4.95%
Median Home Price
$155,000
$185,000
Median Monthly Rent
$980
$1,080
1% Rule
0.63%
0.58%
GRM
13.2x
14.3x
Price / Income
3.8x
3.8x
Property Tax Rate
0.86%
0.85%
Vacancy Rate
6.3%
5.8%
Population Growth
0.3% / yr
0.7% / yr
Annual Appreciation
2.3%
2.5%
Population
103,453
270,402
Median Income
$40,800
$48,600

South Bend vs Fort Wayne: Which Is Better for Investors?

Cash flow: South Bend has the edge with an estimated cap rate of 5.45% compared to Fort Wayne's 4.95%. Neither city passes the 1% rule outright, so deal sourcing and value-add strategies become more important. Median home prices are $155,000 in South Bend vs $185,000 in Fort Wayne, while rents come in at $980/mo and $1,080/mo respectively.

Growth & appreciation: Fort Wayne is growing faster at 0.7% annually vs South Bend's 0.3%. Fort Wayne leads on home value appreciation at 2.5% per year.

Costs & risk: Property taxes are 0.86% in South Bend vs 0.85% in Fort Wayne. Vacancy rates of 6.3% and 5.8% are mixed — Fort Wayne has the tighter rental market.

Bottom line: Fort Wayne edges out South Bend on most key metrics. While cap rates are moderate at 4.95%, Fort Wayne's overall profile is stronger. Use our free calculators to model specific deals in South Bend or Fort Wayne.

South Bend, IN
5.45% cap rate · $155,000 median · $980/mo
Full analysis →
Fort Wayne, IN
4.95% cap rate · $185,000 median · $1,080/mo
Full analysis →
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