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Rent Analysis: McAlester, OK

Updated 2026 · Based on median market data for McAlester, OK

Cap Rate
6.88%
Median Price
$140K
Rent/Mo
$1,060
1% Rule
0.76%
Fails

Rent Overview

The median monthly rent in McAlester, OK is $1,060, translating to $12,720 in annual gross rental income per unit. The rent-to-price ratio is 0.76% — below the 1% rule but within a range where deals can work with good financing and disciplined expense management. For context, a 0.76% rent-to-price ratio means that for every $100,000 invested in property, you collect approximately $757/mo in gross rent. The gross rent multiplier of 11.0x means it takes 11.0 years of gross rent to equal the purchase price — an excellent ratio that signals strong income relative to cost.

Rent Affordability

Renters in McAlester spend approximately 23% of the local median household income ($56,350) on rent. This is well below the 30% threshold, suggesting significant headroom for rent increases. The 30% affordability ceiling puts maximum supportable rent at approximately $1,409/mo — a full $349/mo above the current median of $1,060. This gap represents real upside for landlords who invest in property upgrades that justify premium rents.

Vacancy & Tenant Demand

The vacancy rate in McAlester is 5.8%. This is a healthy vacancy rate that indicates balanced supply and demand. You should be able to find quality tenants without extended vacancies, though expect normal turnover periods of 2-4 weeks between tenants. Budget for one month of vacancy per year in your underwriting to be conservative. Population growth of 0.9% annually provides stable demand.

Gross Rent Multiplier

McAlester's GRM (price divided by annual rent) is 11.0x. A GRM under 12x is excellent — it means you are paying less than 12 years of gross rent for the property, suggesting strong income relative to price. Markets with GRMs this low typically attract institutional and out-of-state investors seeking yield, which can create competition for the best deals. For comparison, the national average GRM for investment-grade rentals is approximately 13-15x. To beat McAlester's median GRM, target properties where you can achieve rents above $1,060 through renovations, better marketing, or targeting underserved tenant segments — or buy at a discount to the $140,000 median price. Every point lower on GRM translates to roughly 0.5-0.8% improvement in your cap rate.

Rental Income Projection

At the median rent of $1,060/mo, a single-family rental in McAlester generates approximately $12,720 in gross annual income. After accounting for 5.8% vacancy ($738 lost), property taxes of $1,232, insurance (~$560), and maintenance (~$560), the estimated NOI is $9,630 per year, or $803/mo. Adding an 8% management fee ($1,018/yr) reduces investor cash flow further. Before debt service, you are looking at approximately $8,613/yr in landlord net income. Whether this is attractive depends on your total capital invested — at a $28,000 down payment, the unlevered yield on equity from NOI alone is 34.4%.

Rent Growth Potential

Rent growth in McAlester is driven by the interplay of population growth (0.9%), income growth, and housing supply constraints. Moderate population growth of 0.9% supports steady rent increases of approximately 2.5% per year. That trajectory takes today's $1,060/mo to $1,142 in 3 years and $1,199 in 5 years. The affordability headroom of $349/mo between current rents and the 30% income threshold provides substantial room for rent increases without pushing tenants into financial stress.

Tenant Profile

With a median income of $56,350 and affordable home prices ($140,000), many tenants in McAlester are working families and individuals who could buy but choose to rent — or are saving for a down payment. This creates a reliable tenant base that values stability and tends to stay longer, reducing turnover costs. In a smaller market of 50,000 residents, word-of-mouth and local listing platforms may be more effective than national sites for finding tenants.

Management Considerations

McAlester is a smaller market where professional PM options may be limited. Fees can run 10-12% of rent, and the quality of available managers varies widely. At $1,060/mo, management costs roughly $117/mo. Self-management makes sense if you are local, have fewer than 5 units, and the rent level justifies your time — at $1,060/mo, self-management of a small portfolio saves meaningful dollars but professional management becomes economical at 3-4 units.

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How McAlester Compares

McAlester vs Oklahoma state average and national average across key investment metrics. McAlester outperforms both benchmarks on cap rate.

Metric
McAlester
Oklahoma Avg
National Avg
Cap Rate
6.88%
5.69%
3.81%
Median Price
$140K
$187K
$333K
Median Rent
$1,060
$1,185
$1,524
Property Tax
0.88%
0.88%
1.08%
Vacancy
5.8%
5.8%
5.6%
Pop. Growth
0.9%/yr
0.9%/yr
0.9%/yr

Nearby South Markets

City
Cap Rate
Price
Rent
Tax
McAlester, OK
6.9%
$140K
$1,060
0.88%
Charleston, WV
6.8%
$140K
$1,030
0.58%
Beckley, WV
6.9%
$140K
$1,050
0.58%
Big Spring, TX
7.3%
$140K
$1,210
1.72%
Bluefield, WV
5.6%
$140K
$880
0.58%

Frequently Asked Questions

What is the average rent in McAlester, OK?
The median monthly rent in McAlester is $1,060, or $12,720 per year. This is 30% below the national average of $1,524/mo. Rent levels vary by neighborhood, property condition, and unit size — always verify comparable rents for your target property.
Is McAlester a good rental market for landlords?
With a rent-to-price ratio of 0.76%, McAlester falls below the 1% rule, meaning cash flow depends on buying below median or achieving above-median rents. The 5.8% vacancy rate signals tight rental demand, favorable for landlords.
How does McAlester rent compare to Oklahoma averages?
McAlester's median rent of $1,060/mo is 11% below the Oklahoma average of $1,185/mo. Home prices at $140K are below the state average of $187K, giving McAlester a rent-to-price ratio of 0.76% vs 0.63% statewide.
What is a good rent-to-price ratio?
The 1% rule says monthly rent should be at least 1% of purchase price ($1,000/mo rent on a $100,000 home). McAlester's ratio is 0.76%. Generally, above 0.8% is workable with good financing, above 1% is strong, and above 1.2% is exceptional. The national average across the 300+ cities we track is 0.46%.
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Rental Property Investment GuideProperty Tax GuideCost of Living & AffordabilityAppreciation & Growth ForecastNeighborhood Investment Guide

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