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Rent Analysis: Oklahoma City, OK

Updated 2026 · Based on median market data for Oklahoma City, OK

Cap Rate
4.68%
Median Price
$240K
Rent/Mo
$1,360
1% Rule
0.57%
Fails

Rent Overview

The median monthly rent in Oklahoma City, OK is $1,360, translating to $16,320 in annual gross rental income per unit. The rent-to-price ratio is 0.57% — well below the 1% rule, making pure cash flow investing challenging at median prices and requiring investors to target below-median purchases or value-add strategies. For context, a 0.57% rent-to-price ratio means that for every $100,000 invested in property, you collect approximately $567/mo in gross rent. The gross rent multiplier of 14.7x means it takes 14.7 years of gross rent to equal the purchase price — a moderate ratio typical of balanced markets.

Rent Affordability

Renters in Oklahoma City spend approximately 30% of the local median household income ($54,600) on rent. This is within the healthy 25-30% range, indicating rent is affordable relative to local incomes. There may be room for moderate rent increases, especially for updated or well-located units. The 30% affordability ceiling suggests maximum supportable rent of approximately $1,365/mo — that is $5/mo above current median rent.

Vacancy & Tenant Demand

The vacancy rate in Oklahoma City is 6.5%. This is a healthy vacancy rate that indicates balanced supply and demand. You should be able to find quality tenants without extended vacancies, though expect normal turnover periods of 2-4 weeks between tenants. Budget for one month of vacancy per year in your underwriting to be conservative. Population growth of 1% annually provides stable demand.

Gross Rent Multiplier

Oklahoma City's GRM (price divided by annual rent) is 14.7x. A GRM between 12-16x is moderate and typical of balanced markets. Deals can work but you need to keep expenses controlled and buy at or below the median to achieve strong returns. For comparison, the national average GRM for investment-grade rentals is approximately 13-15x. To beat Oklahoma City's median GRM, target properties where you can achieve rents above $1,360 through renovations, better marketing, or targeting underserved tenant segments — or buy at a discount to the $240,000 median price. Every point lower on GRM translates to roughly 0.5-0.8% improvement in your cap rate.

Rental Income Projection

At the median rent of $1,360/mo, a single-family rental in Oklahoma City generates approximately $16,320 in gross annual income. After accounting for 6.5% vacancy ($1,061 lost), property taxes of $2,112, insurance (~$960), and maintenance (~$960), the estimated NOI is $11,227 per year, or $936/mo. Adding an 8% management fee ($1,306/yr) reduces investor cash flow further. Before debt service, you are looking at approximately $9,922/yr in landlord net income. Whether this is attractive depends on your total capital invested — at a $48,000 down payment, the unlevered yield on equity from NOI alone is 23.4%.

Rent Growth Potential

Rent growth in Oklahoma City is driven by the interplay of population growth (1%), income growth, and housing supply constraints. Moderate population growth of 1% supports steady rent increases of approximately 2.5% per year. That trajectory takes today's $1,360/mo to $1,465 in 3 years and $1,539 in 5 years. The affordability headroom of $5/mo between current rents and the 30% income threshold offers some room for increases, though landlords should be strategic about timing and magnitude.

Tenant Profile

With a median income of $54,600 and affordable home prices ($240,000), many tenants in Oklahoma City are working families and individuals who could buy but choose to rent — or are saving for a down payment. This creates a reliable tenant base that values stability and tends to stay longer, reducing turnover costs. The larger population base of 687,725 gives you a deeper tenant pool to draw from, reducing re-leasing time.

Management Considerations

Oklahoma City is a large enough market to support multiple professional property management companies, giving you negotiating leverage on fees. Expect to pay 8-10% of collected rent for full-service management, with leasing fees of 50-100% of one month's rent for new tenant placement. At $1,360/mo rent, that is $122/mo in management fees. Self-management makes sense if you are local, have fewer than 5 units, and the rent level justifies your time — at $1,360/mo, self-management of a small portfolio saves meaningful dollars but professional management becomes economical at 3-4 units.

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How Oklahoma City Compares

Oklahoma City vs Oklahoma state average and national average across key investment metrics. Oklahoma City beats the national average but trails the Oklahoma average on cap rate.

Metric
Oklahoma City
Oklahoma Avg
National Avg
Cap Rate
4.68%
5.69%
3.81%
Median Price
$240K
$187K
$333K
Median Rent
$1,360
$1,185
$1,524
Property Tax
0.88%
0.88%
1.08%
Vacancy
6.5%
5.8%
5.6%
Pop. Growth
1%/yr
0.9%/yr
0.9%/yr

Nearby South Markets

City
Cap Rate
Price
Rent
Tax
Oklahoma City, OK
4.7%
$240K
$1,360
0.88%
Baton Rouge, LA
5.0%
$240K
$1,350
0.56%
Memphis, TN
4.3%
$240K
$1,420
1.48%
Norman, OK
4.8%
$240K
$1,360
0.86%
Albertville, AL
5.6%
$240K
$1,460
0.42%

Frequently Asked Questions

What is the average rent in Oklahoma City, OK?
The median monthly rent in Oklahoma City is $1,360, or $16,320 per year. This is 11% below the national average of $1,524/mo. Rent levels vary by neighborhood, property condition, and unit size — always verify comparable rents for your target property.
Is Oklahoma City a good rental market for landlords?
With a rent-to-price ratio of 0.57%, Oklahoma City falls below the 1% rule, meaning cash flow depends on buying below median or achieving above-median rents. The 6.5% vacancy rate is moderate.
How does Oklahoma City rent compare to Oklahoma averages?
Oklahoma City's median rent of $1,360/mo is 15% above the Oklahoma average of $1,185/mo. Home prices at $240K are above the state average of $187K, giving Oklahoma City a rent-to-price ratio of 0.57% vs 0.63% statewide.
What is a good rent-to-price ratio?
The 1% rule says monthly rent should be at least 1% of purchase price ($1,000/mo rent on a $100,000 home). Oklahoma City's ratio is 0.57%. Generally, above 0.8% is workable with good financing, above 1% is strong, and above 1.2% is exceptional. The national average across the 300+ cities we track is 0.46%.
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More Oklahoma City Guides

Rental Property Investment GuideProperty Tax GuideCost of Living & AffordabilityAppreciation & Growth ForecastNeighborhood Investment Guide

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