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Cap Rate Analysis: Albertville, AL

Investment metrics, interactive calculators, and data-driven analysis for Albertville rental properties.

Market data powered by Zillow Home Value Index (ZHVI) and Zillow Observed Rent Index (ZORI) · Updated Feb 2026

Moderate — source deals carefully
Based on $240,000 median price and $1,460/mo median rent
Est. Cap Rate
5.61%
1% Rule
0.61%
Fails
GRM
13.7x
Price / Income
4.8x

Market Data

Median Home Price$240,000
Median Monthly Rent$1,460
Property Tax Rate0.42%
Population50,000
Population Growth0.8% / yr
Median Household Income$49,614
Vacancy Rate6.4%
Annual Appreciation2.3%

Cap Rate Calculator — Albertville

Pre-filled with Albertville medians. Adjust to match a specific property.

Property Details
$
$
3–8% typical
%
Monthly Expenses
0.42% rate
$
$
8–10% of rent
$
8–12% of rent
$
Cap Rate
4.70%Low
Net Operating Income ÷ Purchase Price
NOI / Year
$11,275
net operating income
Gross Rent Multiplier
13.7x
Good (<15)
1% Rule
0.61%
✗ Fails
Monthly Cash Flow
$940
before debt service
Annual Breakdown
Gross Rental Income$17,520
Less Vacancy−$1,121
Effective Income$16,399
Less Operating Expenses−$5,124
Net Operating Income$11,275
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Cash-on-Cash Return — Albertville

Factor in financing to see your actual return on invested capital in Albertville.

$
$60,000
%
%
years
$
taxes + ins + maint + mgmt
$
$
Cash-on-Cash Return
-5.83%Weak
Annual Cash Flow ÷ Total Cash Invested
Total Cash Invested
$67,200
$60,000 down + $7,200 closing
Monthly Mortgage
$1,173
on $180K loan
Monthly Cash Flow
$-326
after all expenses
Annual Cash Flow
$-3,918
before taxes
Cash Flow Breakdown
Monthly Rent$1,460
Less Expenses−$613
Less Mortgage−$1,173
Monthly Cash Flow$-326

Is Albertville a Good Place to Invest in Rental Property?

Albertville, AL has a population of 50,000 and has been growing at 0.8% annually — roughly in line with national trends, meaning demand is stable but not exceptional. The median home price of $240,000 paired with median rents of $1,460/mo produces an estimated cap rate of 5.61%.

Property taxes at 0.42% are well below the national average of ~1.1%, providing a meaningful cash flow advantage many investors overlook. The vacancy rate of 6.4% is moderate and within normal parameters for a healthy rental market.

At a price-to-income ratio of 4.8x, homes cost about 4.8 times the local median income of $49,614. This moderate ratio indicates a balanced rent-vs-buy market. Home values have appreciated at roughly 2.3% annually. Steady appreciation means total returns will be primarily cash flow-driven — the more sustainable model for long-term wealth building.

Bottom line: Albertville presents moderate opportunities. Cap rates near 5.61% mean deals need careful sourcing — look for value-add rehabs or emerging neighborhoods where rents are climbing.

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