%
CapRateCity
Free cap rate calculators for every US market
MarketsNorth CarolinaRoanoke Rapids

Roanoke Rapids, NC Cap Rate: 9.67% — Rental Property Analysis

Roanoke Rapids is one of the most affordable markets in the country in the South with a small but investable metro of 50,000. At a 9.67% estimated cap rate, this is a high-yield market where rents at $990/mo track reasonably with home values. With a median home price of $100,000 and steady population growth supports long-term rental demand, Roanoke Rapids stands out as a market worth serious analysis for rental investors.

Market data powered by Zillow Home Value Index (ZHVI) and Zillow Observed Rent Index (ZORI) · Updated Feb 2026

Strong investment fundamentals
Based on $100,000 median price and $990/mo median rent
Est. Cap Rate
9.67%
1% Rule
0.99%
Fails
GRM
8.4x
Price / Income
1.7x

Market Data

Median Home Price$100,000
Median Monthly Rent$990
Property Tax Rate0.78%
Population50,000
Population Growth1.5% / yr
Median Household Income$58,267
Vacancy Rate5.3%
Annual Appreciation3.2%

2026 Market Update: Roanoke Rapids

At a 1.0% rent-to-price ratio, Roanoke Rapids falls just below the 1% rule threshold. A median-priced property at $100,000 with $990/mo rent yields approximately $806/mo in NOI — workable with favorable financing but not a slam-dunk cash flow market.

With 20% down ($20K) on a 7% conventional loan, estimated monthly cash flow is $274 — a 16.4% cash-on-cash return. That's strong enough to weather vacancies and unexpected repairs without dipping into reserves.

The 8.4x gross rent multiplier and 5.3% vacancy rate position Roanoke Rapids as a value-oriented market. With annual appreciation at 3.2%, total returns (cash flow + equity growth) run approximately 12.9% before financing leverage.

Cap Rate Calculator — Roanoke Rapids

Pre-filled with Roanoke Rapids medians. Adjust to match a specific property.

Property Details
$
$
3–8% typical
%
Monthly Expenses
0.78% rate
$
$
8–10% of rent
$
8–12% of rent
$
Cap Rate
7.94%Moderate
Net Operating Income ÷ Purchase Price
NOI / Year
$7,938
net operating income
Gross Rent Multiplier
8.4x
Good (<15)
1% Rule
0.99%
✗ Fails
Monthly Cash Flow
$662
before debt service
Annual Breakdown
Gross Rental Income$11,880
Less Vacancy−$630
Effective Income$11,250
Less Operating Expenses−$3,312
Net Operating Income$7,938
Sponsored
Analyze Deals Faster with DealCheck
Import any property, get instant investment analysis — cap rates, cash flow, rehab estimates, and offer calculations. Used by 350,000+ investors.
Try DealCheck Free →

Cash-on-Cash Return — Roanoke Rapids

Factor in financing to see your actual return on invested capital in Roanoke Rapids.

$
$25,000
%
%
years
$
taxes + ins + maint + mgmt
$
$
Cash-on-Cash Return
3.65%Weak
Annual Cash Flow ÷ Total Cash Invested
Total Cash Invested
$28,000
$25,000 down + $3,000 closing
Monthly Mortgage
$489
on $75K loan
Monthly Cash Flow
$85
after all expenses
Annual Cash Flow
$1,021
before taxes
Cash Flow Breakdown
Monthly Rent$990
Less Expenses−$416
Less Mortgage−$489
Monthly Cash Flow$85

Is Roanoke Rapids a Good Place to Invest in Rental Property?

Roanoke Rapids, NC has a population of 50,000 and has been growing at 1.5% annually — above the national average, suggesting steady demand pressure on housing. The median home price of $100,000 paired with median rents of $990/mo produces an estimated cap rate of 9.67%.

Property taxes at 0.78% are well below the national average of ~1.1%, providing a meaningful cash flow advantage many investors overlook. The vacancy rate of 5.3% is moderate and within normal parameters for a healthy rental market.

At a price-to-income ratio of 1.7x, homes cost about 1.7 times the local median income of $58,267. This relatively affordable ratio suggests a deep pool of renters who find buying out of reach, supporting rental demand. Home values have appreciated at roughly 3.2% annually. Steady appreciation means total returns will be primarily cash flow-driven — the more sustainable model for long-term wealth building.

Bottom line: Roanoke Rapids offers attractive fundamentals for rental investors. low taxes, and cap rates above 6% put it in the upper tier of investable markets.

Sponsored
Get AI-Powered Property Insights
Homesage.ai analyzes 140 million properties with AI — spot hidden deals, assess property condition, and find investment opportunities. Free to try.
Analyze Properties →

Roanoke Rapids Investment Guides

Explore Roanoke Rapids Data

Free Download
Top 25 Cash Flow Cities (2026)
See how Roanoke Rapids compares to the best cash flow markets in America.
Get the Report →
Analyze listings in Roanoke Rapids instantly — cap rate, cash flow & more on every Zillow listing
Chrome Extension →
Sponsored
Investor Gear
Google Nest Thermostat
Google
$130
FLIR ONE Gen 3 Thermal Camera
FLIR
$179
Schlage Connect Keypad Deadbolt
Schlage
$229
The CapRateCity Report
Weekly market analysis: highest cap rate cities, emerging markets, and deal breakdowns. Free, no spam.

Related Cities Near Roanoke Rapids

Similar Markets in the South

Orangeburg, SC$150K · $1,320/mo
8.6%
Meridian, MS$120K · $1,070/mo
8.4%
Ozark, AL$155K · $1,310/mo
8.3%
Kingsville, TX$150K · $1,420/mo
8.2%
Enterprise, AL$175K · $1,420/mo
7.9%
Run a BRRRR analysis for Roanoke Rapids
Model a buy-rehab-refinance deal with Roanoke Rapids data pre-loaded.
Open BRRRR Calculator →