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Cap Rate Analysis: Warrensburg, MO

Investment metrics, interactive calculators, and data-driven analysis for Warrensburg rental properties.

Market data powered by Zillow Home Value Index (ZHVI) and Zillow Observed Rent Index (ZORI) · Updated Feb 2026

Challenging for pure cash flow
Based on $275,000 median price and $1,060/mo median rent
Est. Cap Rate
2.30%
1% Rule
0.39%
Fails
GRM
21.6x
Price / Income
5.7x

Market Data

Median Home Price$275,000
Median Monthly Rent$1,060
Property Tax Rate1.25%
Population50,000
Population Growth0.5% / yr
Median Household Income$48,140
Vacancy Rate6%
Annual Appreciation2.5%

Cap Rate Calculator — Warrensburg

Pre-filled with Warrensburg medians. Adjust to match a specific property.

Property Details
$
$
3–8% typical
%
Monthly Expenses
1.25% rate
$
$
8–10% of rent
$
8–12% of rent
$
Cap Rate
1.87%Low
Net Operating Income ÷ Purchase Price
NOI / Year
$5,129
net operating income
Gross Rent Multiplier
21.6x
High (>15)
1% Rule
0.39%
✗ Fails
Monthly Cash Flow
$427
before debt service
Annual Breakdown
Gross Rental Income$12,720
Less Vacancy−$763
Effective Income$11,957
Less Operating Expenses−$6,828
Net Operating Income$5,129
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Cash-on-Cash Return — Warrensburg

Factor in financing to see your actual return on invested capital in Warrensburg.

$
$68,750
%
%
years
$
taxes + ins + maint + mgmt
$
$
Cash-on-Cash Return
-11.37%Weak
Annual Cash Flow ÷ Total Cash Invested
Total Cash Invested
$77,000
$68,750 down + $8,250 closing
Monthly Mortgage
$1,345
on $206K loan
Monthly Cash Flow
$-730
after all expenses
Annual Cash Flow
$-8,755
before taxes
Cash Flow Breakdown
Monthly Rent$1,060
Less Expenses−$445
Less Mortgage−$1,345
Monthly Cash Flow$-730

Is Warrensburg a Good Place to Invest in Rental Property?

Warrensburg, MO has a population of 50,000 and has been growing at 0.5% annually — roughly in line with national trends, meaning demand is stable but not exceptional. The median home price of $275,000 paired with median rents of $1,060/mo produces an estimated cap rate of 2.30%.

Property taxes at 1.25% fall within the national average range and shouldn't present unusual challenges. The vacancy rate of 6% is moderate and within normal parameters for a healthy rental market.

At a price-to-income ratio of 5.7x, homes cost about 5.7 times the local median income of $48,140. This moderate ratio indicates a balanced rent-vs-buy market. Home values have appreciated at roughly 2.5% annually. Steady appreciation means total returns will be primarily cash flow-driven — the more sustainable model for long-term wealth building.

Bottom line: At current median prices, Warrensburg is challenging for pure cash flow investing. Consider BRRRR strategies with below-market purchases, or look at neighboring metros with stronger price-to-rent ratios.

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