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MarketsAlabamaAnniston

Cap Rate Analysis: Anniston, AL

Investment metrics, interactive calculators, and data-driven analysis for Anniston rental properties.

Market data powered by Zillow Home Value Index (ZHVI) and Zillow Observed Rent Index (ZORI) · Updated Feb 2026

Moderate — source deals carefully
Based on $170,000 median price and $920/mo median rent
Est. Cap Rate
4.86%
1% Rule
0.54%
Fails
GRM
15.4x
Price / Income
3.4x

Market Data

Median Home Price$170,000
Median Monthly Rent$920
Property Tax Rate0.42%
Population50,000
Population Growth0.8% / yr
Median Household Income$49,614
Vacancy Rate6.4%
Annual Appreciation2.3%

Cap Rate Calculator — Anniston

Pre-filled with Anniston medians. Adjust to match a specific property.

Property Details
$
$
3–8% typical
%
Monthly Expenses
0.42% rate
$
$
8–10% of rent
$
8–12% of rent
$
Cap Rate
4.08%Low
Net Operating Income ÷ Purchase Price
NOI / Year
$6,937
net operating income
Gross Rent Multiplier
15.4x
High (>15)
1% Rule
0.54%
✗ Fails
Monthly Cash Flow
$578
before debt service
Annual Breakdown
Gross Rental Income$11,040
Less Vacancy−$707
Effective Income$10,333
Less Operating Expenses−$3,396
Net Operating Income$6,937
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Cash-on-Cash Return — Anniston

Factor in financing to see your actual return on invested capital in Anniston.

$
$42,500
%
%
years
$
taxes + ins + maint + mgmt
$
$
Cash-on-Cash Return
-7.49%Weak
Annual Cash Flow ÷ Total Cash Invested
Total Cash Invested
$47,600
$42,500 down + $5,100 closing
Monthly Mortgage
$831
on $128K loan
Monthly Cash Flow
$-297
after all expenses
Annual Cash Flow
$-3,566
before taxes
Cash Flow Breakdown
Monthly Rent$920
Less Expenses−$386
Less Mortgage−$831
Monthly Cash Flow$-297

Is Anniston a Good Place to Invest in Rental Property?

Anniston, AL has a population of 50,000 and has been growing at 0.8% annually — roughly in line with national trends, meaning demand is stable but not exceptional. The median home price of $170,000 paired with median rents of $920/mo produces an estimated cap rate of 4.86%.

Property taxes at 0.42% are well below the national average of ~1.1%, providing a meaningful cash flow advantage many investors overlook. The vacancy rate of 6.4% is moderate and within normal parameters for a healthy rental market.

At a price-to-income ratio of 3.4x, homes cost about 3.4 times the local median income of $49,614. This relatively affordable ratio suggests a deep pool of renters who find buying out of reach, supporting rental demand. Home values have appreciated at roughly 2.3% annually. Steady appreciation means total returns will be primarily cash flow-driven — the more sustainable model for long-term wealth building.

Bottom line: Anniston presents moderate opportunities. Cap rates near 4.86% mean deals need careful sourcing — look for value-add rehabs or emerging neighborhoods where rents are climbing.

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