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Rent Analysis: Brownsville, TX

Updated 2026 · Based on median market data for Brownsville, TX

Cap Rate
5.33%
Median Price
$205K
Rent/Mo
$1,420
1% Rule
0.69%
Fails

Rent Overview

The median monthly rent in Brownsville, TX is $1,420, translating to $17,040 in annual gross rental income per unit. The rent-to-price ratio is 0.69% — well below the 1% rule, making pure cash flow investing challenging at median prices and requiring investors to target below-median purchases or value-add strategies. For context, a 0.69% rent-to-price ratio means that for every $100,000 invested in property, you collect approximately $693/mo in gross rent. The gross rent multiplier of 12.0x means it takes 12.0 years of gross rent to equal the purchase price — a moderate ratio typical of balanced markets.

Rent Affordability

Renters in Brownsville spend approximately 44% of the local median household income ($38,400) on rent. This exceeds the standard 30% affordability threshold, suggesting rent growth may face resistance — but it also means a large portion of the population finds buying even more out of reach, supporting deep rental demand. Landlords should be cautious about aggressive rent increases and focus instead on tenant retention to minimize costly turnover.

Vacancy & Tenant Demand

The vacancy rate in Brownsville is 6.5%. This is a healthy vacancy rate that indicates balanced supply and demand. You should be able to find quality tenants without extended vacancies, though expect normal turnover periods of 2-4 weeks between tenants. Budget for one month of vacancy per year in your underwriting to be conservative. Population growth of 0.8% annually provides stable demand.

Gross Rent Multiplier

Brownsville's GRM (price divided by annual rent) is 12.0x. A GRM between 12-16x is moderate and typical of balanced markets. Deals can work but you need to keep expenses controlled and buy at or below the median to achieve strong returns. For comparison, the national average GRM for investment-grade rentals is approximately 13-15x. To beat Brownsville's median GRM, target properties where you can achieve rents above $1,420 through renovations, better marketing, or targeting underserved tenant segments — or buy at a discount to the $205,000 median price. Every point lower on GRM translates to roughly 0.5-0.8% improvement in your cap rate.

Rental Income Projection

At the median rent of $1,420/mo, a single-family rental in Brownsville generates approximately $17,040 in gross annual income. After accounting for 6.5% vacancy ($1,108 lost), property taxes of $3,362, insurance (~$820), and maintenance (~$820), the estimated NOI is $10,930 per year, or $911/mo. Adding an 8% management fee ($1,363/yr) reduces investor cash flow further. Before debt service, you are looking at approximately $9,567/yr in landlord net income. Whether this is attractive depends on your total capital invested — at a $41,000 down payment, the unlevered yield on equity from NOI alone is 26.7%.

Rent Growth Potential

Rent growth in Brownsville is driven by the interplay of population growth (0.8%), income growth, and housing supply constraints. Moderate population growth of 0.8% supports steady rent increases of approximately 2.5% per year. That trajectory takes today's $1,420/mo to $1,529 in 3 years and $1,607 in 5 years. The affordability headroom of $-460/mo between current rents and the 30% income threshold is essentially zero, meaning rent increases must be matched by income growth to avoid tenant turnover.

Tenant Profile

The lower median income of $38,400 means your tenant base is predominantly working-class households — service industry workers, retail employees, healthcare aides. Screen carefully on income (require 3x rent minimum) and rental history. Section 8 vouchers can be a reliable income stream in this market, as the HUD fair market rent often exceeds market rent. In a smaller market of 189,000 residents, word-of-mouth and local listing platforms may be more effective than national sites for finding tenants.

Management Considerations

As a mid-sized market, Brownsville has property management options but less competition among PMs. Expect fees of 8-12% of collected rent. At $1,420/mo, budget $142/mo for management. Self-management makes sense if you are local, have fewer than 5 units, and the rent level justifies your time — at $1,420/mo, self-management of a small portfolio saves meaningful dollars but professional management becomes economical at 3-4 units.

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How Brownsville Compares

Brownsville vs Texas state average and national average across key investment metrics. Brownsville outperforms both benchmarks on cap rate.

Metric
Brownsville
Texas Avg
National Avg
Cap Rate
5.33%
3.89%
3.81%
Median Price
$205K
$264K
$333K
Median Rent
$1,420
$1,415
$1,524
Property Tax
1.64%
1.72%
1.08%
Vacancy
6.5%
5.8%
5.6%
Pop. Growth
0.8%/yr
1.8%/yr
0.9%/yr

Nearby South Markets

City
Cap Rate
Price
Rent
Tax
Brownsville, TX
5.3%
$205K
$1,420
1.64%
Montgomery, AL
6.3%
$205K
$1,380
0.41%
Columbus, GA
5.0%
$205K
$1,230
0.91%
Owensboro, KY
5.7%
$205K
$1,330
0.82%
Abilene, TX
7.2%
$205K
$1,770
1.72%

Frequently Asked Questions

What is the average rent in Brownsville, TX?
The median monthly rent in Brownsville is $1,420, or $17,040 per year. This is 7% below the national average of $1,524/mo. Rent levels vary by neighborhood, property condition, and unit size — always verify comparable rents for your target property.
Is Brownsville a good rental market for landlords?
With a rent-to-price ratio of 0.69%, Brownsville falls below the 1% rule, meaning cash flow depends on buying below median or achieving above-median rents. The 6.5% vacancy rate is moderate.
How does Brownsville rent compare to Texas averages?
Brownsville's median rent of $1,420/mo is 0% above the Texas average of $1,415/mo. Home prices at $205K are below the state average of $264K, giving Brownsville a rent-to-price ratio of 0.69% vs 0.54% statewide.
What is a good rent-to-price ratio?
The 1% rule says monthly rent should be at least 1% of purchase price ($1,000/mo rent on a $100,000 home). Brownsville's ratio is 0.69%. Generally, above 0.8% is workable with good financing, above 1% is strong, and above 1.2% is exceptional. The national average across the 300+ cities we track is 0.46%.
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More Brownsville Guides

Rental Property Investment GuideProperty Tax GuideCost of Living & AffordabilityAppreciation & Growth ForecastNeighborhood Investment Guide

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