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Albany vs Brunswick for Rental Property Investing

Side-by-side comparison of Albany, GA and Brunswick, GA — cap rates, rent, prices, and investment metrics.

Albany wins 3–0 across key metrics
Albany leads on cash flow (5.66% vs 4.11% cap rate)
Metric
Albany, GA
Brunswick, GA
Est. Cap Rate
5.66%
4.11%
Median Home Price
$160,000
$320,000
Median Monthly Rent
$1,050
$1,660
1% Rule
0.66%
0.52%
GRM
12.7x
16.1x
Price / Income
3.2x
6.5x
Property Tax Rate
0.93%
0.93%
Vacancy Rate
6.2%
6.2%
Population Growth
0.9% / yr
0.9% / yr
Annual Appreciation
2.9%
2.9%
Population
50,000
50,000
Median Income
$49,350
$49,350

Albany vs Brunswick: Which Is Better for Investors?

Cash flow: Albany has the edge with an estimated cap rate of 5.66% compared to Brunswick's 4.11%. Neither city passes the 1% rule outright, so deal sourcing and value-add strategies become more important. Median home prices are $160,000 in Albany vs $320,000 in Brunswick, while rents come in at $1,050/mo and $1,660/mo respectively. For context, the national average cap rate is 3.81% and average price is $333K.

Growth & appreciation: Albany is growing faster at 0.9% annually vs Brunswick's 0.9%. Albany leads on home value appreciation at 2.9% per year.

Costs & risk: Property taxes are 0.93% in Albany vs 0.93% in Brunswick. Vacancy rates of 6.2% and 6.2% are mixed — Brunswick has the tighter rental market.

Entry point: Albany offers a lower entry at $160K vs Brunswick's $320K — a difference of $160K. With a 20% down payment, that's $32K vs $64K. Albany combines the lower price with a higher cap rate — a compelling combination.

Bottom line: Albany edges out Brunswick on most key metrics. With a 5.66% cap rate, it offers solid cash flow potential. Use our free calculators to model specific deals in Albany or Brunswick.

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Albany, GA
5.66% cap rate · $160,000 median · $1,050/mo
Full analysis →
Brunswick, GA
4.11% cap rate · $320,000 median · $1,660/mo
Full analysis →

Frequently Asked Questions

Is Albany or Brunswick better for rental investing?
Albany wins 3–0 across our 7 key metrics (cap rate, 1% rule, GRM, taxes, vacancy, growth, appreciation). Albany's 5.66% cap rate and $160K median price offer both higher returns and a lower entry point.
What is the cap rate difference between Albany and Brunswick?
Albany has a 5.66% cap rate vs Brunswick's 4.11% — a difference of 1.55 percentage points. This is a significant gap that meaningfully impacts cash flow. For context, the national average is 3.81%.
Which city has lower property taxes?
Brunswick has lower property taxes at 0.93% vs 0.93%. On a $240K property, that's a difference of approximately $1,488/year in tax expense — money that goes directly to (or from) your cash flow.
Which city is growing faster?
Albany is growing at 0.9% annually vs Brunswick's 0.9%. Moderate growth provides stable demand. Albany's appreciation rate of 2.9% also leads on home value growth.

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