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Ashland vs Ashtabula for Rental Property Investing

Side-by-side comparison of Ashland, OH and Ashtabula, OH — cap rates, rent, prices, and investment metrics.

Ashtabula wins 3–0 across key metrics
Ashtabula leads on cash flow (4.21% vs 1.86% cap rate) · Ashland leads on population growth
Metric
Ashland, OH
Ashtabula, OH
Est. Cap Rate
1.86%
4.21%
Median Home Price
$235,000
$170,000
Median Monthly Rent
$890
$1,000
1% Rule
0.38%
0.59%
GRM
22.0x
14.2x
Price / Income
4.9x
3.6x
Property Tax Rate
1.58%
1.58%
Vacancy Rate
6.7%
6.7%
Population Growth
0.2% / yr
0.2% / yr
Annual Appreciation
2.2%
2.2%
Population
50,000
50,000
Median Income
$47,711
$47,711

Ashland vs Ashtabula: Which Is Better for Investors?

Cash flow: Ashtabula has the edge with an estimated cap rate of 4.21% compared to Ashland's 1.86%. Neither city passes the 1% rule outright, so deal sourcing and value-add strategies become more important. Median home prices are $235,000 in Ashland vs $170,000 in Ashtabula, while rents come in at $890/mo and $1,000/mo respectively. For context, the national average cap rate is 3.81% and average price is $333K.

Growth & appreciation: Ashland is growing faster at 0.2% annually vs Ashtabula's 0.2%. Ashland leads on home value appreciation at 2.2% per year.

Costs & risk: Property taxes are 1.58% in Ashland vs 1.58% in Ashtabula. Vacancy rates of 6.7% and 6.7% are mixed — Ashtabula has the tighter rental market.

Entry point: Ashtabula offers a lower entry at $170K vs Ashland's $235K — a difference of $65K. With a 20% down payment, that's $34K vs $47K. Ashtabula combines the lower price with a higher cap rate — a compelling combination.

Bottom line: Ashtabula edges out Ashland on most key metrics. While cap rates are moderate at 4.21%, Ashtabula's overall profile is stronger. Use our free calculators to model specific deals in Ashland or Ashtabula.

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Ashland, OH
1.86% cap rate · $235,000 median · $890/mo
Full analysis →
Ashtabula, OH
4.21% cap rate · $170,000 median · $1,000/mo
Full analysis →

Frequently Asked Questions

Is Ashland or Ashtabula better for rental investing?
Ashtabula wins 3–0 across our 7 key metrics. Ashtabula's 4.21% cap rate and $170K median price give it the edge overall.
What is the cap rate difference between Ashland and Ashtabula?
Ashland has a 1.86% cap rate vs Ashtabula's 4.21% — a difference of 2.35 percentage points. This is a significant gap that meaningfully impacts cash flow. For context, the national average is 3.81%.
Which city has lower property taxes?
Ashtabula has lower property taxes at 1.58% vs 1.58%. On a $203K property, that's a difference of approximately $1,027/year in tax expense — money that goes directly to (or from) your cash flow.
Which city is growing faster?
Ashland is growing at 0.2% annually vs Ashtabula's 0.2%. Both cities have slow growth — focus on the strongest neighborhoods. Ashland's appreciation rate of 2.2% also leads on home value growth.

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