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Ashland vs Bellefontaine for Rental Property Investing

Side-by-side comparison of Ashland, OH and Bellefontaine, OH — cap rates, rent, prices, and investment metrics.

Bellefontaine wins 3–0 across key metrics
Bellefontaine leads on cash flow (3.12% vs 1.86% cap rate) · Ashland leads on population growth
Metric
Ashland, OH
Bellefontaine, OH
Est. Cap Rate
1.86%
3.12%
Median Home Price
$235,000
$240,000
Median Monthly Rent
$890
$1,180
1% Rule
0.38%
0.49%
GRM
22.0x
16.9x
Price / Income
4.9x
5.0x
Property Tax Rate
1.58%
1.58%
Vacancy Rate
6.7%
6.7%
Population Growth
0.2% / yr
0.2% / yr
Annual Appreciation
2.2%
2.2%
Population
50,000
50,000
Median Income
$47,711
$47,711

Ashland vs Bellefontaine: Which Is Better for Investors?

Cash flow: Bellefontaine has the edge with an estimated cap rate of 3.12% compared to Ashland's 1.86%. Neither city passes the 1% rule outright, so deal sourcing and value-add strategies become more important. Median home prices are $235,000 in Ashland vs $240,000 in Bellefontaine, while rents come in at $890/mo and $1,180/mo respectively. For context, the national average cap rate is 3.81% and average price is $333K.

Growth & appreciation: Ashland is growing faster at 0.2% annually vs Bellefontaine's 0.2%. Ashland leads on home value appreciation at 2.2% per year.

Costs & risk: Property taxes are 1.58% in Ashland vs 1.58% in Bellefontaine. Vacancy rates of 6.7% and 6.7% are mixed — Bellefontaine has the tighter rental market.

Entry point: Ashland offers a lower entry at $235K vs Bellefontaine's $240K — a difference of $5K. With a 20% down payment, that's $47K vs $48K. Bellefontaine's higher price may be justified by better market fundamentals.

Bottom line: Bellefontaine edges out Ashland on most key metrics. While cap rates are moderate at 3.12%, Bellefontaine's overall profile is stronger. Use our free calculators to model specific deals in Ashland or Bellefontaine.

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Ashland, OH
1.86% cap rate · $235,000 median · $890/mo
Full analysis →
Bellefontaine, OH
3.12% cap rate · $240,000 median · $1,180/mo
Full analysis →

Frequently Asked Questions

Is Ashland or Bellefontaine better for rental investing?
Bellefontaine wins 3–0 across our 7 key metrics. Bellefontaine's 3.12% cap rate and $240K median price give it the edge overall.
What is the cap rate difference between Ashland and Bellefontaine?
Ashland has a 1.86% cap rate vs Bellefontaine's 3.12% — a difference of 1.26 percentage points. This is a significant gap that meaningfully impacts cash flow. For context, the national average is 3.81%.
Which city has lower property taxes?
Bellefontaine has lower property taxes at 1.58% vs 1.58%. On a $238K property, that's a difference of approximately $79/year in tax expense — money that goes directly to (or from) your cash flow.
Which city is growing faster?
Ashland is growing at 0.2% annually vs Bellefontaine's 0.2%. Both cities have slow growth — focus on the strongest neighborhoods. Ashland's appreciation rate of 2.2% also leads on home value growth.

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