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Ashtabula vs Cambridge for Rental Property Investing

Side-by-side comparison of Ashtabula, OH and Cambridge, OH — cap rates, rent, prices, and investment metrics.

Cambridge wins 3–0 across key metrics
Cambridge leads on cash flow (4.76% vs 4.21% cap rate) · Ashtabula leads on population growth
Metric
Ashtabula, OH
Cambridge, OH
Est. Cap Rate
4.21%
4.76%
Median Home Price
$170,000
$160,000
Median Monthly Rent
$1,000
$1,020
1% Rule
0.59%
0.64%
GRM
14.2x
13.1x
Price / Income
3.6x
3.4x
Property Tax Rate
1.58%
1.58%
Vacancy Rate
6.7%
6.7%
Population Growth
0.2% / yr
0.2% / yr
Annual Appreciation
2.2%
2.2%
Population
50,000
50,000
Median Income
$47,711
$47,711

Ashtabula vs Cambridge: Which Is Better for Investors?

Cash flow: Cambridge has the edge with an estimated cap rate of 4.76% compared to Ashtabula's 4.21%. Neither city passes the 1% rule outright, so deal sourcing and value-add strategies become more important. Median home prices are $170,000 in Ashtabula vs $160,000 in Cambridge, while rents come in at $1,000/mo and $1,020/mo respectively. For context, the national average cap rate is 3.81% and average price is $333K.

Growth & appreciation: Ashtabula is growing faster at 0.2% annually vs Cambridge's 0.2%. Ashtabula leads on home value appreciation at 2.2% per year.

Costs & risk: Property taxes are 1.58% in Ashtabula vs 1.58% in Cambridge. Vacancy rates of 6.7% and 6.7% are mixed — Cambridge has the tighter rental market.

Entry point: Cambridge offers a lower entry at $160K vs Ashtabula's $170K — a difference of $10K. With a 20% down payment, that's $32K vs $34K. Cambridge combines the lower price with a higher cap rate — a compelling combination.

Bottom line: Cambridge edges out Ashtabula on most key metrics. While cap rates are moderate at 4.76%, Cambridge's overall profile is stronger. Use our free calculators to model specific deals in Ashtabula or Cambridge.

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Ashtabula, OH
4.21% cap rate · $170,000 median · $1,000/mo
Full analysis →
Cambridge, OH
4.76% cap rate · $160,000 median · $1,020/mo
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Frequently Asked Questions

Is Ashtabula or Cambridge better for rental investing?
Cambridge wins 3–0 across our 7 key metrics. Cambridge's 4.76% cap rate and $160K median price give it the edge overall.
What is the cap rate difference between Ashtabula and Cambridge?
Ashtabula has a 4.21% cap rate vs Cambridge's 4.76% — a difference of 0.55 percentage points. This is a relatively small difference — other factors like growth, taxes, and local market conditions may matter more. For context, the national average is 3.81%.
Which city has lower property taxes?
Cambridge has lower property taxes at 1.58% vs 1.58%. On a $165K property, that's a difference of approximately $158/year in tax expense — money that goes directly to (or from) your cash flow.
Which city is growing faster?
Ashtabula is growing at 0.2% annually vs Cambridge's 0.2%. Both cities have slow growth — focus on the strongest neighborhoods. Ashtabula's appreciation rate of 2.2% also leads on home value growth.

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