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Chambersburg vs East Stroudsburg for Rental Property Investing

Side-by-side comparison of Chambersburg, PA and East Stroudsburg, PA — cap rates, rent, prices, and investment metrics.

East Stroudsburg wins 3–0 across key metrics
East Stroudsburg leads on cash flow (4.78% vs 2.65% cap rate) · Chambersburg leads on population growth
Metric
Chambersburg, PA
East Stroudsburg, PA
Est. Cap Rate
2.65%
4.78%
Median Home Price
$280,000
$300,000
Median Monthly Rent
$1,200
$1,850
1% Rule
0.43%
0.62%
GRM
19.4x
13.5x
Price / Income
5.9x
6.3x
Property Tax Rate
1.38%
1.38%
Vacancy Rate
6%
6%
Population Growth
0.2% / yr
0.2% / yr
Annual Appreciation
2.3%
2.3%
Population
50,000
50,000
Median Income
$47,800
$47,800

Chambersburg vs East Stroudsburg: Which Is Better for Investors?

Cash flow: East Stroudsburg has the edge with an estimated cap rate of 4.78% compared to Chambersburg's 2.65%. Neither city passes the 1% rule outright, so deal sourcing and value-add strategies become more important. Median home prices are $280,000 in Chambersburg vs $300,000 in East Stroudsburg, while rents come in at $1,200/mo and $1,850/mo respectively. For context, the national average cap rate is 3.81% and average price is $333K.

Growth & appreciation: Chambersburg is growing faster at 0.2% annually vs East Stroudsburg's 0.2%. Chambersburg leads on home value appreciation at 2.3% per year.

Costs & risk: Property taxes are 1.38% in Chambersburg vs 1.38% in East Stroudsburg. Vacancy rates of 6% and 6% are mixed — East Stroudsburg has the tighter rental market.

Entry point: Chambersburg offers a lower entry at $280K vs East Stroudsburg's $300K — a difference of $20K. With a 20% down payment, that's $56K vs $60K. East Stroudsburg's higher price may be justified by better market fundamentals.

Bottom line: East Stroudsburg edges out Chambersburg on most key metrics. While cap rates are moderate at 4.78%, East Stroudsburg's overall profile is stronger. Use our free calculators to model specific deals in Chambersburg or East Stroudsburg.

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Chambersburg, PA
2.65% cap rate · $280,000 median · $1,200/mo
Full analysis →
East Stroudsburg, PA
4.78% cap rate · $300,000 median · $1,850/mo
Full analysis →

Frequently Asked Questions

Is Chambersburg or East Stroudsburg better for rental investing?
East Stroudsburg wins 3–0 across our 7 key metrics. East Stroudsburg's 4.78% cap rate and $300K median price give it the edge overall.
What is the cap rate difference between Chambersburg and East Stroudsburg?
Chambersburg has a 2.65% cap rate vs East Stroudsburg's 4.78% — a difference of 2.12 percentage points. This is a significant gap that meaningfully impacts cash flow. For context, the national average is 3.81%.
Which city has lower property taxes?
East Stroudsburg has lower property taxes at 1.38% vs 1.38%. On a $290K property, that's a difference of approximately $276/year in tax expense — money that goes directly to (or from) your cash flow.
Which city is growing faster?
Chambersburg is growing at 0.2% annually vs East Stroudsburg's 0.2%. Both cities have slow growth — focus on the strongest neighborhoods. Chambersburg's appreciation rate of 2.3% also leads on home value growth.

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