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Cap Rate Analysis: East Stroudsburg, PA

Investment metrics, interactive calculators, and data-driven analysis for East Stroudsburg rental properties.

Market data powered by Zillow Home Value Index (ZHVI) and Zillow Observed Rent Index (ZORI) · Updated Feb 2026

Moderate — source deals carefully
Based on $300,000 median price and $1,850/mo median rent
Est. Cap Rate
4.78%
1% Rule
0.62%
Fails
GRM
13.5x
Price / Income
6.3x

Market Data

Median Home Price$300,000
Median Monthly Rent$1,850
Property Tax Rate1.38%
Population50,000
Population Growth0.2% / yr
Median Household Income$47,800
Vacancy Rate6%
Annual Appreciation2.3%

Cap Rate Calculator — East Stroudsburg

Pre-filled with East Stroudsburg medians. Adjust to match a specific property.

Property Details
$
$
3–8% typical
%
Monthly Expenses
1.38% rate
$
$
8–10% of rent
$
8–12% of rent
$
Cap Rate
3.84%Low
Net Operating Income ÷ Purchase Price
NOI / Year
$11,532
net operating income
Gross Rent Multiplier
13.5x
Good (<15)
1% Rule
0.62%
✗ Fails
Monthly Cash Flow
$961
before debt service
Annual Breakdown
Gross Rental Income$22,200
Less Vacancy−$1,332
Effective Income$20,868
Less Operating Expenses−$9,336
Net Operating Income$11,532
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Cash-on-Cash Return — East Stroudsburg

Factor in financing to see your actual return on invested capital in East Stroudsburg.

$
$75,000
%
%
years
$
taxes + ins + maint + mgmt
$
$
Cash-on-Cash Return
-5.63%Weak
Annual Cash Flow ÷ Total Cash Invested
Total Cash Invested
$84,000
$75,000 down + $9,000 closing
Monthly Mortgage
$1,467
on $225K loan
Monthly Cash Flow
$-394
after all expenses
Annual Cash Flow
$-4,726
before taxes
Cash Flow Breakdown
Monthly Rent$1,850
Less Expenses−$777
Less Mortgage−$1,467
Monthly Cash Flow$-394

Is East Stroudsburg a Good Place to Invest in Rental Property?

East Stroudsburg, PA has a population of 50,000 and has been growing at 0.2% annually — roughly in line with national trends, meaning demand is stable but not exceptional. The median home price of $300,000 paired with median rents of $1,850/mo produces an estimated cap rate of 4.78%.

Property taxes at 1.38% fall within the national average range and shouldn't present unusual challenges. The vacancy rate of 6% is moderate and within normal parameters for a healthy rental market.

At a price-to-income ratio of 6.3x, homes cost about 6.3 times the local median income of $47,800. This elevated ratio means homeownership is stretched, supporting rental demand but limiting buyer pools. Home values have appreciated at roughly 2.3% annually. Steady appreciation means total returns will be primarily cash flow-driven — the more sustainable model for long-term wealth building.

Bottom line: East Stroudsburg presents moderate opportunities. Cap rates near 4.78% mean deals need careful sourcing — look for value-add rehabs or emerging neighborhoods where rents are climbing.

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