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Cap Rate Analysis: Glens Falls, NY

Investment metrics, interactive calculators, and data-driven analysis for Glens Falls rental properties.

Market data powered by Zillow Home Value Index (ZHVI) and Zillow Observed Rent Index (ZORI) · Updated Feb 2026

Challenging for pure cash flow
Based on $295,000 median price and $1,430/mo median rent
Est. Cap Rate
2.94%
1% Rule
0.48%
Fails
GRM
17.2x
Price / Income
6.7x

Market Data

Median Home Price$295,000
Median Monthly Rent$1,430
Property Tax Rate1.71%
Population50,000
Population Growth0% / yr
Median Household Income$43,975
Vacancy Rate6.3%
Annual Appreciation2.1%

Cap Rate Calculator — Glens Falls

Pre-filled with Glens Falls medians. Adjust to match a specific property.

Property Details
$
$
3–8% typical
%
Monthly Expenses
1.71% rate
$
$
8–10% of rent
$
8–12% of rent
$
Cap Rate
2.30%Low
Net Operating Income ÷ Purchase Price
NOI / Year
$6,779
net operating income
Gross Rent Multiplier
17.2x
High (>15)
1% Rule
0.48%
✗ Fails
Monthly Cash Flow
$565
before debt service
Annual Breakdown
Gross Rental Income$17,160
Less Vacancy−$1,081
Effective Income$16,079
Less Operating Expenses−$9,300
Net Operating Income$6,779
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Cash-on-Cash Return — Glens Falls

Factor in financing to see your actual return on invested capital in Glens Falls.

$
$73,750
%
%
years
$
taxes + ins + maint + mgmt
$
$
Cash-on-Cash Return
-8.91%Weak
Annual Cash Flow ÷ Total Cash Invested
Total Cash Invested
$82,600
$73,750 down + $8,850 closing
Monthly Mortgage
$1,442
on $221K loan
Monthly Cash Flow
$-613
after all expenses
Annual Cash Flow
$-7,361
before taxes
Cash Flow Breakdown
Monthly Rent$1,430
Less Expenses−$601
Less Mortgage−$1,442
Monthly Cash Flow$-613

Is Glens Falls a Good Place to Invest in Rental Property?

Glens Falls, NY has a population of 50,000 and has been growing at 0% annually — roughly in line with national trends, meaning demand is stable but not exceptional. The median home price of $295,000 paired with median rents of $1,430/mo produces an estimated cap rate of 2.94%.

Property taxes at 1.71% are notably high and represent a significant drag on cash flow — model this expense carefully, as it can make or break a deal. The vacancy rate of 6.3% is moderate and within normal parameters for a healthy rental market.

At a price-to-income ratio of 6.7x, homes cost about 6.7 times the local median income of $43,975. This elevated ratio means homeownership is stretched, supporting rental demand but limiting buyer pools. Home values have appreciated at roughly 2.1% annually. Steady appreciation means total returns will be primarily cash flow-driven — the more sustainable model for long-term wealth building.

Bottom line: At current median prices, Glens Falls is challenging for pure cash flow investing. Consider BRRRR strategies with below-market purchases, or look at neighboring metros with stronger price-to-rent ratios.

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