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Columbia vs Myrtle Beach for Rental Property Investing

Side-by-side comparison of Columbia, SC and Myrtle Beach, SC — cap rates, rent, prices, and investment metrics.

Columbia wins 4–3 across key metrics
Columbia leads on cash flow (5.59% vs 4.29% cap rate) · Myrtle Beach leads on population growth
Metric
Columbia, SC
Myrtle Beach, SC
Est. Cap Rate
5.59%
4.29%
Median Home Price
$250,000
$335,000
Median Monthly Rent
$1,540
$1,680
1% Rule
0.62%
0.50%
GRM
13.5x
16.6x
Price / Income
5.5x
7.9x
Property Tax Rate
0.56%
0.58%
Vacancy Rate
6%
5.8%
Population Growth
0.8% / yr
3.8% / yr
Annual Appreciation
2.8%
3.8%
Population
137,541
38,542
Median Income
$45,800
$42,600

Columbia vs Myrtle Beach: Which Is Better for Investors?

Cash flow: Columbia has the edge with an estimated cap rate of 5.59% compared to Myrtle Beach's 4.29%. Neither city passes the 1% rule outright, so deal sourcing and value-add strategies become more important. Median home prices are $250,000 in Columbia vs $335,000 in Myrtle Beach, while rents come in at $1,540/mo and $1,680/mo respectively. For context, the national average cap rate is 3.81% and average price is $333K.

Growth & appreciation: Myrtle Beach is growing faster at 3.8% annually vs Columbia's 0.8%. Myrtle Beach leads on home value appreciation at 3.8% per year. Strong population growth typically translates to sustained rental demand and long-term price support.

Costs & risk: Property taxes are 0.56% in Columbia vs 0.58% in Myrtle Beach. Vacancy rates of 6% and 5.8% are mixed — Myrtle Beach has the tighter rental market.

Entry point: Columbia offers a lower entry at $250K vs Myrtle Beach's $335K — a difference of $85K. With a 20% down payment, that's $50K vs $67K. Columbia combines the lower price with a higher cap rate — a compelling combination.

Bottom line: Columbia edges out Myrtle Beach on most key metrics. With a 5.59% cap rate, it offers solid cash flow potential. Use our free calculators to model specific deals in Columbia or Myrtle Beach.

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Columbia, SC
5.59% cap rate · $250,000 median · $1,540/mo
Full analysis →
Myrtle Beach, SC
4.29% cap rate · $335,000 median · $1,680/mo
Full analysis →

Frequently Asked Questions

Is Columbia or Myrtle Beach better for rental investing?
Columbia wins 4–3 across our 7 key metrics (cap rate, 1% rule, GRM, taxes, vacancy, growth, appreciation). Columbia's 5.59% cap rate and $250K median price offer both higher returns and a lower entry point.
What is the cap rate difference between Columbia and Myrtle Beach?
Columbia has a 5.59% cap rate vs Myrtle Beach's 4.29% — a difference of 1.30 percentage points. This is a significant gap that meaningfully impacts cash flow. For context, the national average is 3.81%.
Which city has lower property taxes?
Columbia has lower property taxes at 0.56% vs 0.58%. On a $293K property, that's a difference of approximately $543/year in tax expense — money that goes directly to (or from) your cash flow.
Which city is growing faster?
Myrtle Beach is growing at 3.8% annually vs Columbia's 0.8%. This rapid growth drives rental demand and supports both rent increases and home price appreciation. Myrtle Beach's appreciation rate of 3.8% also leads on home value growth.

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