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Erie vs Allentown for Rental Property Investing

Side-by-side comparison of Erie, PA and Allentown, PA — cap rates, rent, prices, and investment metrics.

Allentown wins 7–0 across key metrics
Allentown leads on cash flow (3.54% vs 3.38% cap rate)
Metric
Erie, PA
Allentown, PA
Est. Cap Rate
3.38%
3.54%
Median Home Price
$210,000
$350,000
Median Monthly Rent
$1,050
$1,770
1% Rule
0.50%
0.51%
GRM
16.7x
16.5x
Price / Income
5.5x
8.2x
Property Tax Rate
1.4%
1.38%
Vacancy Rate
7%
5.8%
Population Growth
-0.4% / yr
0.3% / yr
Annual Appreciation
1.7%
2.5%
Population
94,000
126,092
Median Income
$38,200
$42,800

Erie vs Allentown: Which Is Better for Investors?

Cash flow: Allentown has the edge with an estimated cap rate of 3.54% compared to Erie's 3.38%. Neither city passes the 1% rule outright, so deal sourcing and value-add strategies become more important. Median home prices are $210,000 in Erie vs $350,000 in Allentown, while rents come in at $1,050/mo and $1,770/mo respectively. For context, the national average cap rate is 3.81% and average price is $333K.

Growth & appreciation: Allentown is growing faster at 0.3% annually, while Erie is losing population. Allentown leads on home value appreciation at 2.5% per year.

Costs & risk: Property taxes are 1.4% in Erie vs 1.38% in Allentown. Vacancy rates of 7% and 5.8% are mixed — Allentown has the tighter rental market.

Entry point: Erie offers a lower entry at $210K vs Allentown's $350K — a difference of $140K. With a 20% down payment, that's $42K vs $70K. Allentown's higher price may be justified by stronger growth.

Bottom line: Allentown edges out Erie on most key metrics. While cap rates are moderate at 3.54%, Allentown's overall profile is stronger. Use our free calculators to model specific deals in Erie or Allentown.

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Erie, PA
3.38% cap rate · $210,000 median · $1,050/mo
Full analysis →
Allentown, PA
3.54% cap rate · $350,000 median · $1,770/mo
Full analysis →

Frequently Asked Questions

Is Erie or Allentown better for rental investing?
Allentown wins 7–0 across our 7 key metrics. Allentown's 3.54% cap rate and $350K median price give it the edge overall.
What is the cap rate difference between Erie and Allentown?
Erie has a 3.38% cap rate vs Allentown's 3.54% — a difference of 0.16 percentage points. This is a relatively small difference — other factors like growth, taxes, and local market conditions may matter more. For context, the national average is 3.81%.
Which city has lower property taxes?
Allentown has lower property taxes at 1.38% vs 1.4%. On a $280K property, that's a difference of approximately $1,890/year in tax expense — money that goes directly to (or from) your cash flow.
Which city is growing faster?
Allentown is growing at 0.3% annually vs Erie's -0.4%. Both cities have slow growth — focus on the strongest neighborhoods. Allentown's appreciation rate of 2.5% also leads on home value growth.

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