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Appreciation & Growth Forecast: Fond du Lac, WI

Updated 2026 · Based on median market data for Fond du Lac, WI

Cap Rate
1.65%
Median Price
$280K
Rent/Mo
$1,070
1% Rule
0.38%
Fails

Historical Appreciation

Home values in Fond du Lac, WI have appreciated at 2.4% per year. Appreciation is modest, meaning total returns will be driven primarily by cash flow rather than equity gains. This is actually preferred by many investors who want predictable, income-based returns.

5-Year Price Projection

If Fond du Lac continues appreciating at 2.4% annually, the current median of $280,000 would reach approximately $315,252 in 5 years — an equity gain of $35,252 on a property purchased at the median. With a 20% down payment of $56,000, that represents a 63% return on invested equity from appreciation alone. Combined with 5 years of NOI totaling approximately $23,149, the projected total return is $58,401 — a 104% cumulative return on the initial investment.

Growth Drivers

Population growth in Fond du Lac is minimal at 0.5%. Appreciation here is more likely driven by regional economic factors, inflation, and housing stock constraints rather than population-driven demand.

Total Return Analysis

Smart investors evaluate both cash flow AND appreciation. In Fond du Lac, the 1.65% cap rate provides modest ongoing cash flow, while 2.4% annual appreciation adds an equity component. Conservative underwriting is essential. Focus on deals where the cash flow stands on its own, and treat any appreciation as a bonus.

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How Fond du Lac Compares

Fond du Lac vs Wisconsin state average and national average across key investment metrics. Fond du Lac's cap rate is below both benchmarks — deal sourcing is critical here.

Metric
Fond du Lac
Wisconsin Avg
National Avg
Cap Rate
1.65%
1.83%
3.81%
Median Price
$280K
$309K
$333K
Median Rent
$1,070
$1,223
$1,524
Property Tax
1.88%
1.88%
1.08%
Vacancy
5.5%
5.5%
5.6%
Pop. Growth
0.5%/yr
0.5%/yr
0.9%/yr

Nearby Midwest Markets

City
Cap Rate
Price
Rent
Tax
Fond du Lac, WI
1.7%
$280K
$1,070
1.88%
Janesville, WI
2.3%
$280K
$1,230
1.88%
Vermillion, SD
1.9%
$280K
$950
1.2%
Indianapolis, IN
4.2%
$285K
$1,490
0.84%
Carmel, IN
4.4%
$285K
$1,490
0.82%

Frequently Asked Questions

How fast are home prices rising in Fond du Lac?
Home values in Fond du Lac have been appreciating at 2.4% per year. This is near the national average, providing steady equity growth. At this rate, a $280K home would be worth approximately $315K in 5 years.
Is Fond du Lac a growing city?
Fond du Lac's population of 50,000 is growing at 0.5% per year. Slow growth means demand is stable but not increasing rapidly.
What is the best investment strategy for Fond du Lac?
In Fond du Lac, pure cash flow is tight at 1.65%. Consider appreciation-focused strategies, house hacking, or targeting below-median properties where rent-to-price ratios are stronger.
How does Fond du Lac compare to other Midwest cities?
Among Midwest markets, Fond du Lac's 1.65% cap rate is below the Wisconsin average of 1.83%. Prices at $280K are below the state average of $309K. See our comparison tool to evaluate Fond du Lac against specific markets.
Full Fond du Lac Analysis →Cap Rate CalculatorBRRRR Calculator

Explore Fond du Lac & Related Markets

More Fond du Lac Guides

Rental Property Investment GuideRent AnalysisProperty Tax GuideCost of Living & AffordabilityNeighborhood Investment Guide

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