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MarketsIllinoisJacksonvilleRent Analysis

Rent Analysis: Jacksonville, IL

Updated 2026 · Based on median market data for Jacksonville, IL

Cap Rate
5.18%
Median Price
$125K
Rent/Mo
$890
1% Rule
0.71%
Fails

Rent Overview

The median monthly rent in Jacksonville, IL is $890, translating to $10,680 in annual gross rental income per unit. The rent-to-price ratio is 0.71% — below the 1% rule but within a range where deals can work with good financing.

Rent Affordability

Renters in Jacksonville spend approximately 17% of the local median household income ($62,333) on rent. This is well below the 30% threshold, suggesting significant headroom for rent increases. Tenants can afford to pay more, which is bullish for landlords.

Vacancy & Tenant Demand

The vacancy rate in Jacksonville is 5.9%. This is a healthy vacancy rate that indicates balanced supply and demand. You should be able to find quality tenants without extended vacancies, though expect normal turnover periods of 2-4 weeks between tenants. Population growth of 0.2% annually provides stable demand.

Gross Rent Multiplier

Jacksonville's GRM (price divided by annual rent) is 11.7x. A GRM under 12x is excellent — it means you're paying less than 12 years of gross rent for the property, suggesting strong income relative to price. For comparison, the national average GRM for investment-grade rentals is approximately 13-15x.

Rental Income Projection

At the median rent of $890/mo, a single-family rental in Jacksonville generates approximately $10,680 in gross annual income. After accounting for 5.9% vacancy ($630 lost), property taxes of $2,575, insurance (~$500), and maintenance (~$500), the estimated NOI is $6,475 per year, or $540/mo.

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How Jacksonville Compares

Jacksonville vs Illinois state average and national average across key investment metrics. Jacksonville outperforms both benchmarks on cap rate.

Metric
Jacksonville
Illinois Avg
National Avg
Cap Rate
5.18%
4.43%
3.81%
Median Price
$125K
$212K
$333K
Median Rent
$890
$1,334
$1,524
Property Tax
2.06%
2.06%
1.08%
Vacancy
5.9%
5.9%
5.6%
Pop. Growth
0.2%/yr
0.2%/yr
0.9%/yr

Nearby Midwest Markets

City
Cap Rate
Price
Rent
Tax
Jacksonville, IL
5.2%
$125K
$890
2.06%
Decatur, IL
7.7%
$120K
$1,120
2.06%
Great Bend, KS
5.5%
$120K
$810
1.38%
Pittsburg, KS
6.0%
$130K
$940
1.38%
Burlington, IA
4.7%
$140K
$870
1.51%

Frequently Asked Questions

What is the average rent in Jacksonville, IL?
The median monthly rent in Jacksonville is $890, or $10,680 per year. This is 42% below the national average of $1,524/mo. Rent levels vary by neighborhood, property condition, and unit size — always verify comparable rents for your target property.
Is Jacksonville a good rental market for landlords?
With a rent-to-price ratio of 0.71%, Jacksonville falls below the 1% rule, meaning cash flow depends on buying below median or achieving above-median rents. The 5.9% vacancy rate signals tight rental demand, favorable for landlords.
How does Jacksonville rent compare to Illinois averages?
Jacksonville's median rent of $890/mo is 33% below the Illinois average of $1,334/mo. Home prices at $125K are below the state average of $212K, giving Jacksonville a rent-to-price ratio of 0.71% vs 0.63% statewide.
What is a good rent-to-price ratio?
The 1% rule says monthly rent should be at least 1% of purchase price ($1,000/mo rent on a $100,000 home). Jacksonville's ratio is 0.71%. Generally, above 0.8% is workable with good financing, above 1% is strong, and above 1.2% is exceptional. The national average across the 300+ cities we track is 0.46%.
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Explore Jacksonville & Related Markets

More Jacksonville Guides

Rental Property Investment GuideProperty Tax GuideCost of Living & AffordabilityAppreciation & Growth ForecastNeighborhood Investment Guide

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