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Great Bend, KS Cap Rate: 5.49% — Rental Property Analysis

Great Bend is one of the most affordable markets in the country in the Midwest with a small but investable metro of 50,000. At a 5.49% estimated cap rate, this is a moderate market where rents of $810/mo lag behind home prices. With a median home price of $120,000 and steady population growth supports long-term rental demand, Great Bend offers opportunities for investors who source deals carefully.

Market data powered by Zillow Home Value Index (ZHVI) and Zillow Observed Rent Index (ZORI) · Updated Feb 2026

Moderate — source deals carefully
Based on $120,000 median price and $810/mo median rent
Est. Cap Rate
5.49%
1% Rule
0.68%
Fails
GRM
12.3x
Price / Income
2.2x

Market Data

Median Home Price$120,000
Median Monthly Rent$810
Property Tax Rate1.38%
Population50,000
Population Growth0.7% / yr
Median Household Income$55,200
Vacancy Rate5.3%
Annual Appreciation2.5%

2026 Market Update: Great Bend

Great Bend's 0.7% rent-to-price ratio is well below the 1% rule. At median prices of $120,000, the $810/mo rent produces only $549/mo in NOI. Investors here need to target below-median properties or pursue value-add strategies to make the numbers work.

At current rates, a 20% down conventional loan ($24K at 7%) would result in approximately $-89/mo cash flow — negative at median prices. Larger down payments, seller financing, or buying 15–25% below median are strategies to turn the numbers positive.

The 12.3x gross rent multiplier and 5.3% vacancy rate position Great Bend as a value-oriented market. With annual appreciation at 2.5%, total returns (cash flow + equity growth) run approximately 8.0% before financing leverage.

Cap Rate Calculator — Great Bend

Pre-filled with Great Bend medians. Adjust to match a specific property.

Property Details
$
$
3–8% typical
%
Monthly Expenses
1.38% rate
$
$
8–10% of rent
$
8–12% of rent
$
Cap Rate
4.43%Low
Net Operating Income ÷ Purchase Price
NOI / Year
$5,317
net operating income
Gross Rent Multiplier
12.3x
Good (<15)
1% Rule
0.68%
✗ Fails
Monthly Cash Flow
$443
before debt service
Annual Breakdown
Gross Rental Income$9,720
Less Vacancy−$515
Effective Income$9,205
Less Operating Expenses−$3,888
Net Operating Income$5,317
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Cash-on-Cash Return — Great Bend

Factor in financing to see your actual return on invested capital in Great Bend.

$
$30,000
%
%
years
$
taxes + ins + maint + mgmt
$
$
Cash-on-Cash Return
-4.17%Weak
Annual Cash Flow ÷ Total Cash Invested
Total Cash Invested
$33,600
$30,000 down + $3,600 closing
Monthly Mortgage
$587
on $90K loan
Monthly Cash Flow
$-117
after all expenses
Annual Cash Flow
$-1,401
before taxes
Cash Flow Breakdown
Monthly Rent$810
Less Expenses−$340
Less Mortgage−$587
Monthly Cash Flow$-117

Is Great Bend a Good Place to Invest in Rental Property?

Great Bend, KS has a population of 50,000 and has been growing at 0.7% annually — roughly in line with national trends, meaning demand is stable but not exceptional. The median home price of $120,000 paired with median rents of $810/mo produces an estimated cap rate of 5.49%.

Property taxes at 1.38% fall within the national average range and shouldn't present unusual challenges. The vacancy rate of 5.3% is moderate and within normal parameters for a healthy rental market.

At a price-to-income ratio of 2.2x, homes cost about 2.2 times the local median income of $55,200. This relatively affordable ratio suggests a deep pool of renters who find buying out of reach, supporting rental demand. Home values have appreciated at roughly 2.5% annually. Steady appreciation means total returns will be primarily cash flow-driven — the more sustainable model for long-term wealth building.

Bottom line: Great Bend presents moderate opportunities. Cap rates near 5.49% mean deals need careful sourcing — look for value-add rehabs or emerging neighborhoods where rents are climbing.

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