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MarketsTexasJacksonvilleRent Analysis

Rent Analysis: Jacksonville, TX

Updated 2026 · Based on median market data for Jacksonville, TX

Cap Rate
5.87%
Median Price
$225K
Rent/Mo
$1,670
1% Rule
0.74%
Fails

Rent Overview

The median monthly rent in Jacksonville, TX is $1,670, translating to $20,040 in annual gross rental income per unit. The rent-to-price ratio is 0.74% — below the 1% rule but within a range where deals can work with good financing and disciplined expense management. For context, a 0.74% rent-to-price ratio means that for every $100,000 invested in property, you collect approximately $742/mo in gross rent. The gross rent multiplier of 11.2x means it takes 11.2 years of gross rent to equal the purchase price — an excellent ratio that signals strong income relative to cost.

Rent Affordability

Renters in Jacksonville spend approximately 31% of the local median household income ($63,735) on rent. This exceeds the standard 30% affordability threshold, suggesting rent growth may face resistance — but it also means a large portion of the population finds buying even more out of reach, supporting deep rental demand. Landlords should be cautious about aggressive rent increases and focus instead on tenant retention to minimize costly turnover.

Vacancy & Tenant Demand

The vacancy rate in Jacksonville is 5.8%. This is a healthy vacancy rate that indicates balanced supply and demand. You should be able to find quality tenants without extended vacancies, though expect normal turnover periods of 2-4 weeks between tenants. Budget for one month of vacancy per year in your underwriting to be conservative. Population growth of 1.8% annually is actively adding rental demand, creating a tailwind for landlords.

Gross Rent Multiplier

Jacksonville's GRM (price divided by annual rent) is 11.2x. A GRM under 12x is excellent — it means you are paying less than 12 years of gross rent for the property, suggesting strong income relative to price. Markets with GRMs this low typically attract institutional and out-of-state investors seeking yield, which can create competition for the best deals. For comparison, the national average GRM for investment-grade rentals is approximately 13-15x. To beat Jacksonville's median GRM, target properties where you can achieve rents above $1,670 through renovations, better marketing, or targeting underserved tenant segments — or buy at a discount to the $225,000 median price. Every point lower on GRM translates to roughly 0.5-0.8% improvement in your cap rate.

Rental Income Projection

At the median rent of $1,670/mo, a single-family rental in Jacksonville generates approximately $20,040 in gross annual income. After accounting for 5.8% vacancy ($1,162 lost), property taxes of $3,870, insurance (~$900), and maintenance (~$900), the estimated NOI is $13,208 per year, or $1,101/mo. Adding an 8% management fee ($1,603/yr) reduces investor cash flow further. Before debt service, you are looking at approximately $11,604/yr in landlord net income. Whether this is attractive depends on your total capital invested — at a $45,000 down payment, the unlevered yield on equity from NOI alone is 29.4%.

Rent Growth Potential

Rent growth in Jacksonville is driven by the interplay of population growth (1.8%), income growth, and housing supply constraints. With population expanding at 1.8% annually, demand for rental housing is growing faster than most markets can build, which supports above-average rent increases. Projected rent growth of approximately 4% annually would push the current $1,670/mo to $1,879 in 3 years and $2,032 in 5 years. The affordability headroom of $-77/mo between current rents and the 30% income threshold is essentially zero, meaning rent increases must be matched by income growth to avoid tenant turnover.

Tenant Profile

With a median income of $63,735 and affordable home prices ($225,000), many tenants in Jacksonville are working families and individuals who could buy but choose to rent — or are saving for a down payment. This creates a reliable tenant base that values stability and tends to stay longer, reducing turnover costs. In a smaller market of 50,000 residents, word-of-mouth and local listing platforms may be more effective than national sites for finding tenants.

Management Considerations

Jacksonville is a smaller market where professional PM options may be limited. Fees can run 10-12% of rent, and the quality of available managers varies widely. At $1,670/mo, management costs roughly $184/mo. Self-management makes sense if you are local, have fewer than 5 units, and the rent level justifies your time — at $1,670/mo per unit, the income per unit is high enough that professional management is clearly affordable and preserves your time for deal sourcing.

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How Jacksonville Compares

Jacksonville vs Texas state average and national average across key investment metrics. Jacksonville outperforms both benchmarks on cap rate.

Metric
Jacksonville
Texas Avg
National Avg
Cap Rate
5.87%
3.89%
3.81%
Median Price
$225K
$264K
$333K
Median Rent
$1,670
$1,415
$1,524
Property Tax
1.72%
1.72%
1.08%
Vacancy
5.8%
5.8%
5.6%
Pop. Growth
1.8%/yr
1.8%/yr
0.9%/yr

Nearby South Markets

City
Cap Rate
Price
Rent
Tax
Jacksonville, TX
5.9%
$225K
$1,670
1.72%
Little Rock, AR
4.6%
$225K
$1,210
0.62%
El Paso, TX
4.7%
$225K
$1,450
1.74%
Corsicana, TX
3.6%
$225K
$1,220
1.72%
Decatur, AL
4.3%
$225K
$1,110
0.42%

Frequently Asked Questions

What is the average rent in Jacksonville, TX?
The median monthly rent in Jacksonville is $1,670, or $20,040 per year. This is 10% above the national average of $1,524/mo. Rent levels vary by neighborhood, property condition, and unit size — always verify comparable rents for your target property.
Is Jacksonville a good rental market for landlords?
With a rent-to-price ratio of 0.74%, Jacksonville falls below the 1% rule, meaning cash flow depends on buying below median or achieving above-median rents. The 5.8% vacancy rate signals tight rental demand, favorable for landlords.
How does Jacksonville rent compare to Texas averages?
Jacksonville's median rent of $1,670/mo is 18% above the Texas average of $1,415/mo. Home prices at $225K are below the state average of $264K, giving Jacksonville a rent-to-price ratio of 0.74% vs 0.54% statewide.
What is a good rent-to-price ratio?
The 1% rule says monthly rent should be at least 1% of purchase price ($1,000/mo rent on a $100,000 home). Jacksonville's ratio is 0.74%. Generally, above 0.8% is workable with good financing, above 1% is strong, and above 1.2% is exceptional. The national average across the 300+ cities we track is 0.46%.
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More Jacksonville Guides

Rental Property Investment GuideProperty Tax GuideCost of Living & AffordabilityAppreciation & Growth ForecastNeighborhood Investment Guide

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